Flood insurance claims in Juneau City and Borough, Alaska

FEMA records 102 National Flood Insurance Program claims in Juneau City and Borough, Alaska, since 1986, with $4.9 million paid in total. The year with the most claims was 2024, with 34. As of 3 August 2026, 10.4% of homes here had an NFIP policy, and 87.9% of homes in the high-risk flood zone did.

NFIP claims on record102

Total paid$4.9 million

Claims with a payment83

Homes with NFIP policy10.4%

High-risk zone homes insured87.9%

Residential policies in force945

Claims by year of loss

NFIP claims by year of loss, Juneau City and Borough, Alaska

Paid on claims by year of loss (building, contents and increased cost of compliance), Juneau City and Borough, Alaska

ZIP codes with the most claims

ZIP code (as reported)	Claims
99801	101
99824	1

31 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.5 million, contents $464,534, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	174	153	87.9%
All homes	9,118	945	10.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.