Flood insurance claims in Kenai Peninsula Borough, Alaska

FEMA records 83 National Flood Insurance Program claims in Kenai Peninsula Borough, Alaska, since 1979, with $689,291 paid in total. The year with the most claims was 2012, with 23. As of 3 August 2026, 0.8% of homes here had an NFIP policy, and 61.2% of homes in the high-risk flood zone did.

NFIP claims on record83

Total paid$689,291

Claims with a payment55

Homes with NFIP policy0.8%

High-risk zone homes insured61.2%

Residential policies in force288

Claims by year of loss

NFIP claims by year of loss, Kenai Peninsula Borough, Alaska

Paid on claims by year of loss (building, contents and increased cost of compliance), Kenai Peninsula Borough, Alaska

ZIP codes with the most claims

ZIP code (as reported)	Claims
99664	43
99669	17
99672	11
99603	5
99611	3
99639	2
99572	1
99508	1

47 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $601,409, contents $67,882, increased cost of compliance $20,000.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	317	194	61.2%
All homes	34,158	288	0.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.