Flood Claims Map

Alabama

Flood insurance claims in Dale County, Alabama

FEMA records 144 National Flood Insurance Program claims in Dale County, Alabama, since 1979, with $3.7 million paid in total. The year with the most claims was 1994, with 68. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 26.2% of homes in the high-risk flood zone did.

NFIP claims on record144
Total paid$3.7 million
Claims with a payment119
Homes with NFIP policy0.3%
High-risk zone homes insured26.2%
Residential policies in force67

Claims by year of loss

1979: 219791980: 01981: 11982: 01983: 019831984: 11985: 01986: 01987: 019871988: 11989: 01990: 51991: 019911992: 01993: 31994: 681995: 119951996: 01997: 01998: 371999: 019992000: 02001: 02002: 02003: 020032004: 02005: 22006: 02007: 020072008: 02009: 112010: 12011: 020112012: 12013: 32014: 02015: 520152016: 02017: 02018: 02019: 120192020: 02021: 02022: 02023: 1202368

NFIP claims by year of loss, Dale County, Alabama

1979: $11,81019791980: $01981: $751982: $01983: $019831984: $01985: $01986: $01987: $019871988: $10,7881989: $01990: $126,9581991: $019911992: $01993: $56,6031994: $2.2 million1995: $019951996: $01997: $01998: $813,6701999: $019992000: $02001: $02002: $02003: $020032004: $02005: $43,5202006: $02007: $020072008: $02009: $255,3302010: $1,0982011: $020112012: $2,0352013: $2,4872014: $02015: $90,82520152016: $02017: $02018: $02019: $020192020: $02021: $02022: $02023: $02023$2.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Dale County, Alabama

Named flood events with the most claims

Event (FEMA name)Claims
Tropical Storm Alberto66
Flooding41
Early winter storms2
Hurricane Frederic1

ZIP codes with the most claims

ZIP code (as reported)Claims
3632290
3636025
3635214
363507
363112
363612
363031
363621
360101
363301

69 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.5 million, contents $1.2 million, increased cost of compliance $22,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1263326.2%
All homes20,036670.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.