Flood Claims Map

Alabama

Flood insurance claims in Dallas County, Alabama

FEMA records 196 National Flood Insurance Program claims in Dallas County, Alabama, since 1979, with $2.0 million paid in total. The year with the most claims was 1990, with 99. As of 3 August 2026, 1.1% of homes here had an NFIP policy, and 7.7% of homes in the high-risk flood zone did.

NFIP claims on record196
Total paid$2.0 million
Claims with a payment144
Homes with NFIP policy1.1%
High-risk zone homes insured7.7%
Residential policies in force192

Claims by year of loss

1979: 3219791980: 11981: 01982: 01983: 319831984: 01985: 11986: 01987: 019871988: 01989: 01990: 991991: 019911992: 11993: 21994: 01995: 219951996: 01997: 01998: 31999: 219992000: 02001: 62002: 02003: 220032004: 22005: 22006: 02007: 020072008: 02009: 52010: 22011: 020112012: 72013: 72014: 02015: 120152016: 42017: 02018: 12019: 020192020: 32021: 32022: 02023: 220232024: 22025: 199

NFIP claims by year of loss, Dallas County, Alabama

1979: $153,17919791980: $7801981: $01982: $01983: $74019831984: $01985: $01986: $01987: $019871988: $01989: $01990: $1.1 million1991: $019911992: $01993: $01994: $01995: $14,52519951996: $01997: $01998: $31,0661999: $17,17519992000: $02001: $36,7582002: $02003: $020032004: $52,7282005: $33,1002006: $02007: $020072008: $02009: $15,1632010: $02011: $020112012: $106,9132013: $98,4252014: $02015: $155,39520152016: $2,9722017: $02018: $02019: $020192020: $27,4102021: $63,6802022: $02023: $4,74720232024: $32,1442025: $23,407$1.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Dallas County, Alabama

Named flood events with the most claims

Event (FEMA name)Claims
Flooding93
Hurricane Isaac6
Hurricane Frederic5
Hurricane Georges2
Hurricane Ivan2
Hurricane Opal1
Hurricane Helene1
Hurricane Elena1

ZIP codes with the most claims

ZIP code (as reported)Claims
36701110
3670366
3676710
367025
367593
367612

116 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.7 million, contents $292,329, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,3121797.7%
All homes16,9551921.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.