Flood Claims Map

Alabama

Flood insurance claims in Lee County, Alabama

FEMA records 62 National Flood Insurance Program claims in Lee County, Alabama, since 1979, with $511,007 paid in total. The year with the most claims was 1981, with 9. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 13.9% of homes in the high-risk flood zone did.

NFIP claims on record62
Total paid$511,007
Claims with a payment43
Homes with NFIP policy0.5%
High-risk zone homes insured13.9%
Residential policies in force250

Claims by year of loss

1979: 219791980: 01981: 91982: 01983: 319831984: 01985: 01986: 01987: 019871988: 01989: 01990: 11991: 019911992: 01993: 01994: 01995: 019951996: 21997: 01998: 01999: 819992000: 12001: 32002: 02003: 020032004: 22005: 02006: 02007: 120072008: 02009: 12010: 02011: 120112012: 12013: 12014: 12015: 820152016: 02017: 22018: 22019: 120192020: 22021: 02022: 32023: 120232024: 42025: 12026: 19

NFIP claims by year of loss, Lee County, Alabama

1979: $2,10519791980: $01981: $15,0401982: $01983: $5,79519831984: $01985: $01986: $01987: $019871988: $01989: $01990: $6001991: $019911992: $01993: $01994: $01995: $019951996: $1,2931997: $01998: $01999: $49,49919992000: $7,8992001: $5,4792002: $02003: $020032004: $2,7342005: $02006: $02007: $020072008: $02009: $1,0772010: $02011: $020112012: $02013: $10,9442014: $02015: $81,61420152016: $02017: $02018: $12,6812019: $020192020: $42,5442021: $02022: $73,0632023: $28,34020232024: $120,5442025: $40,0372026: $9,720$120,544

Paid on claims by year of loss (building, contents and increased cost of compliance), Lee County, Alabama

Named flood events with the most claims

Event (FEMA name)Claims
Early winter storms7
Flooding2
Central U.S. April Flooding1
Hurricane Ivan1
Hurricane Sally1
Hurricane Frederic1

ZIP codes with the most claims

ZIP code (as reported)Claims
3683038
368779
368673
368323
368743
368013
368702
368541

29 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $474,876, contents $36,130, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone98813713.9%
All homes51,5572500.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.