Flood Claims Map

Alabama

Flood insurance claims in Lowndes County, Alabama

FEMA records 11 National Flood Insurance Program claims in Lowndes County, Alabama, since 1985, with $126,452 paid in total. The year with the most claims was 1990, with 6. As of 3 August 2026, 1.6% of homes here had an NFIP policy, and 18.0% of homes in the high-risk flood zone did.

NFIP claims on record11
Total paid$126,452
Claims with a payment9
Homes with NFIP policy1.6%
High-risk zone homes insured18.0%
Residential policies in force62

Claims by year of loss

1985: 119851986: 01987: 01988: 01989: 019891990: 61991: 01992: 01993: 019931994: 01995: 01996: 01997: 019971998: 01999: 02000: 02001: 020012002: 02003: 02004: 02005: 020052006: 02007: 02008: 02009: 020092010: 12011: 12012: 02013: 020132014: 02015: 02016: 02017: 120172018: 02019: 02020: 02021: 020212022: 02023: 02024: 16

NFIP claims by year of loss, Lowndes County, Alabama

1985: $7,00019851986: $01987: $01988: $01989: $019891990: $103,5381991: $01992: $01993: $019931994: $01995: $01996: $01997: $019971998: $01999: $02000: $02001: $020012002: $02003: $02004: $02005: $020052006: $02007: $02008: $02009: $020092010: $02011: $10,6322012: $02013: $020132014: $02015: $02016: $02017: $46420172018: $02019: $02020: $02021: $020212022: $02023: $02024: $4,817$103,538

Paid on claims by year of loss (building, contents and increased cost of compliance), Lowndes County, Alabama

Named flood events with the most claims

Event (FEMA name)Claims
Flooding6

ZIP codes with the most claims

ZIP code (as reported)Claims
367527
360431
360671
360401

7 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $105,202, contents $21,250, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone3165718.0%
All homes3,845621.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.