Flood Claims Map

Alabama

Flood insurance claims in Walker County, Alabama

FEMA records 65 National Flood Insurance Program claims in Walker County, Alabama, since 1980, with $686,045 paid in total. The year with the most claims was 2009, with 16. As of 3 August 2026, 0.2% of homes here had an NFIP policy, and 9.6% of homes in the high-risk flood zone did.

NFIP claims on record65
Total paid$686,045
Claims with a payment49
Homes with NFIP policy0.2%
High-risk zone homes insured9.6%
Residential policies in force70

Claims by year of loss

1980: 219801981: 51982: 01983: 01984: 019841985: 01986: 01987: 01988: 019881989: 01990: 51991: 11992: 019921993: 01994: 21995: 01996: 019961997: 01998: 01999: 02000: 020002001: 22002: 02003: 12004: 220042005: 02006: 02007: 02008: 020082009: 162010: 12011: 32012: 020122013: 02014: 02015: 132016: 020162017: 02018: 22019: 12020: 420202021: 42022: 02023: 02024: 020242025: 02026: 116

NFIP claims by year of loss, Walker County, Alabama

1980: $3,50019801981: $3821982: $01983: $01984: $019841985: $01986: $01987: $01988: $019881989: $01990: $41,6851991: $6,7111992: $019921993: $01994: $1,3071995: $01996: $019961997: $01998: $01999: $02000: $020002001: $2,0382002: $02003: $3,5342004: $58020042005: $02006: $02007: $02008: $020082009: $215,6602010: $02011: $22,3372012: $020122013: $02014: $02015: $137,4882016: $020162017: $02018: $83,6532019: $02020: $87,18120202021: $72,1982022: $02023: $02024: $020242025: $02026: $7,792$215,660

Paid on claims by year of loss (building, contents and increased cost of compliance), Walker County, Alabama

Named flood events with the most claims

Event (FEMA name)Claims
Early winter storms13
Flooding5
Hurricane Ivan2

ZIP codes with the most claims

ZIP code (as reported)Claims
3513027
355049
355017
355026
355504
355493
355802
350622
350632
355781

40 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $590,189, contents $95,856, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone575559.6%
All homes29,433700.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.