Flood Claims Map

Arkansas

Flood insurance claims in Clay County, Arkansas

FEMA records 180 National Flood Insurance Program claims in Clay County, Arkansas, since 1986, with $4.1 million paid in total. The year with the most claims was 2017, with 35. As of 3 August 2026, 1.3% of homes here had an NFIP policy, and 7.8% of homes in the high-risk flood zone did.

NFIP claims on record180
Total paid$4.1 million
Claims with a payment158
Homes with NFIP policy1.3%
High-risk zone homes insured7.8%
Residential policies in force112

Claims by year of loss

1986: 119861987: 01988: 01989: 01990: 019901991: 01992: 11993: 11994: 019941995: 01996: 11997: 51998: 419981999: 22000: 32001: 22002: 120022003: 02004: 02005: 02006: 2320062007: 12008: 92009: 42010: 020102011: 332012: 02013: 12014: 2720142015: 52016: 42017: 352018: 120182019: 22020: 02021: 02022: 020222023: 82024: 02025: 635

NFIP claims by year of loss, Clay County, Arkansas

1986: $68219861987: $01988: $01989: $01990: $019901991: $01992: $5041993: $4721994: $019941995: $01996: $01997: $37,0421998: $4,25219981999: $5102000: $8,1062001: $6,7632002: $92420022003: $02004: $02005: $02006: $190,28420062007: $02008: $284,9072009: $16,4542010: $020102011: $1.1 million2012: $02013: $89,2702014: $300,80020142015: $64,1972016: $47,7862017: $1.7 million2018: $020182019: $15,8852020: $02021: $02022: $020222023: $192,6452024: $02025: $76,236$1.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Clay County, Arkansas

Named flood events with the most claims

Event (FEMA name)Claims
Mid-spring storms48
Late spring severe storms35
March storm9
Early winter storms6
Central U.S. April Flooding6
Flooding4

ZIP codes with the most claims

ZIP code (as reported)Claims
7242272
7245337
7245432
7243518
7247010
724254
724413
724302
724612

153 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.6 million, contents $233,299, increased cost of compliance $328,318.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,3291047.8%
All homes8,9391121.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.