Flood Claims Map

Arkansas

Flood insurance claims in Franklin County, Arkansas

FEMA records 48 National Flood Insurance Program claims in Franklin County, Arkansas, since 1990, with $716,057 paid in total. The year with the most claims was 2004, with 12. As of 3 August 2026, 0.1% of homes here had an NFIP policy, and 8.5% of homes in the high-risk flood zone did.

NFIP claims on record48
Total paid$716,057
Claims with a payment39
Homes with NFIP policy0.1%
High-risk zone homes insured8.5%
Residential policies in force11

Claims by year of loss

1990: 119901991: 01992: 01993: 019931994: 01995: 01996: 019961997: 01998: 11999: 219992000: 22001: 02002: 320022003: 12004: 122005: 020052006: 32007: 62008: 520082009: 52010: 02011: 020112012: 02013: 02014: 020142015: 22016: 22017: 020172018: 02019: 02020: 020202021: 22022: 02023: 1202312

NFIP claims by year of loss, Franklin County, Arkansas

1990: $12,81319901991: $01992: $01993: $019931994: $01995: $01996: $019961997: $01998: $01999: $31,35419992000: $23,8702001: $02002: $19,12520022003: $02004: $129,1462005: $020052006: $118,6872007: $35,7612008: $62,84720082009: $74,5222010: $02011: $020112012: $02013: $02014: $020142015: $142,6372016: $50,7422017: $020172018: $02019: $02020: $020202021: $12,5172022: $02023: $2,0362023$142,637

Paid on claims by year of loss (building, contents and increased cost of compliance), Franklin County, Arkansas

Named flood events with the most claims

Event (FEMA name)Claims
Early winter storms2
March storm2
Spring storm1

ZIP codes with the most claims

ZIP code (as reported)Claims
7294939
729339

15 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $574,131, contents $141,926, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone10698.5%
All homes8,680110.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.