Flood insurance claims in Fulton County, Arkansas

FEMA records 61 National Flood Insurance Program claims in Fulton County, Arkansas, since 1989, with $1.7 million paid in total. The year with the most claims was 2008, with 19. As of 3 August 2026, 0.2% of homes here had an NFIP policy.

NFIP claims on record61

Total paid$1.7 million

Claims with a payment53

Homes with NFIP policy0.2%

High-risk zone homes insuredn/a

Residential policies in force13

Claims by year of loss

NFIP claims by year of loss, Fulton County, Arkansas

Paid on claims by year of loss (building, contents and increased cost of compliance), Fulton County, Arkansas

Named flood events with the most claims

Event (FEMA name)	Claims
Late spring severe storms	11
Central U.S. April Flooding	9
March storm	8
Mid-spring storms	7
Early winter storms	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
72554	50
72542	10
72602	1

25 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.3 million, contents $365,335, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	1	9	n/a
All homes	6,155	13	0.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.