Flood Claims Map

Arkansas

Flood insurance claims in Garland County, Arkansas

FEMA records 271 National Flood Insurance Program claims in Garland County, Arkansas, since 1978, with $4.3 million paid in total. The year with the most claims was 2008, with 35. As of 3 August 2026, 1.3% of homes here had an NFIP policy, and 26.3% of homes in the high-risk flood zone did.

NFIP claims on record271
Total paid$4.3 million
Claims with a payment190
Homes with NFIP policy1.3%
High-risk zone homes insured26.3%
Residential policies in force573

Claims by year of loss

1978: 2819781979: 31980: 11981: 01982: 819821983: 21984: 171985: 01986: 2119861987: 31988: 01989: 01990: 3319901991: 21992: 01993: 31994: 019941995: 11996: 11997: 11998: 019981999: 12000: 12001: 32002: 120022003: 02004: 02005: 02006: 020062007: 42008: 352009: 132010: 520102011: 132012: 22013: 72014: 320142015: 172016: 62017: 62018: 520182019: 12020: 32021: 12022: 320222023: 32024: 02025: 132026: 1202635

NFIP claims by year of loss, Garland County, Arkansas

1978: $117,13419781979: $01980: $01981: $01982: $31,22319821983: $32,6231984: $272,1521985: $01986: $288,29619861987: $01988: $01989: $01990: $496,32019901991: $01992: $01993: $33,5591994: $019941995: $10,5001996: $32,6771997: $01998: $019981999: $11,0002000: $02001: $3,4012002: $4,02920022003: $02004: $02005: $02006: $020062007: $14,8692008: $1.5 million2009: $163,2182010: $38,32820102011: $247,6552012: $47,7662013: $132,1122014: $4,53220142015: $195,2492016: $83,1792017: $132,9472018: $020182019: $10,1672020: $76,9752021: $23,0622022: $16,42020222023: $35,0082024: $02025: $284,8492026: $02026$1.5 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Garland County, Arkansas

Named flood events with the most claims

Event (FEMA name)Claims
Central U.S. April Flooding13
Mid-spring storms11
Hurricane Gustav10
Late spring severe storms5
Flooding5
Early winter storms1
Spring storm1
March storm1

ZIP codes with the most claims

ZIP code (as reported)Claims
71901155
7191382
7190911
719689
719496
719562
719022
720871
719141

180 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.9 million, contents $1.4 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,77946726.3%
All homes45,0815731.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.