Flood Claims Map

Arkansas

Flood insurance claims in Independence County, Arkansas

FEMA records 187 National Flood Insurance Program claims in Independence County, Arkansas, since 1982, with $2.3 million paid in total. The year with the most claims was 2008, with 68. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 8.7% of homes in the high-risk flood zone did.

NFIP claims on record187
Total paid$2.3 million
Claims with a payment144
Homes with NFIP policy0.5%
High-risk zone homes insured8.7%
Residential policies in force60

Claims by year of loss

1982: 2619821983: 01984: 81985: 01986: 019861987: 01988: 21989: 21990: 319901991: 11992: 01993: 01994: 019941995: 01996: 01997: 01998: 019981999: 12000: 02001: 02002: 020022003: 02004: 62005: 02006: 020062007: 12008: 682009: 62010: 020102011: 182012: 02013: 22014: 3020142015: 52016: 02017: 32018: 220182019: 02020: 12021: 02022: 020222023: 02024: 02025: 268

NFIP claims by year of loss, Independence County, Arkansas

1982: $268,75619821983: $01984: $14,9711985: $01986: $019861987: $01988: $01989: $01990: $9,86819901991: $5,3901992: $01993: $01994: $019941995: $01996: $01997: $01998: $019981999: $9,6972000: $02001: $02002: $020022003: $02004: $42,7042005: $02006: $020062007: $02008: $1.0 million2009: $18,3432010: $020102011: $317,6362012: $02013: $28,4832014: $333,52320142015: $35,6162016: $02017: $83,9452018: $25,39520182019: $02020: $12,4172021: $02022: $020222023: $02024: $02025: $74,773$1.0 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Independence County, Arkansas

Named flood events with the most claims

Event (FEMA name)Claims
March storm37
Flooding26
Mid-spring storms19
Early winter storms4
Late spring severe storms3
Central U.S. April Flooding2

ZIP codes with the most claims

ZIP code (as reported)Claims
72501118
7256424
7202010
721126
725275
725505
724625
725264
725682
725211

153 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.1 million, contents $225,906, increased cost of compliance $26,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone607538.7%
All homes11,317600.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.