Flood insurance claims in Lawrence County, Arkansas

FEMA records 48 National Flood Insurance Program claims in Lawrence County, Arkansas, since 1979, with $896,756 paid in total. The year with the most claims was 2011, with 18. As of 3 August 2026, 1.5% of homes here had an NFIP policy, and 10.7% of homes in the high-risk flood zone did.

NFIP claims on record48

Total paid$896,756

Claims with a payment41

Homes with NFIP policy1.5%

High-risk zone homes insured10.7%

Residential policies in force84

Claims by year of loss

NFIP claims by year of loss, Lawrence County, Arkansas

Paid on claims by year of loss (building, contents and increased cost of compliance), Lawrence County, Arkansas

Named flood events with the most claims

Event (FEMA name)	Claims
Mid-spring storms	16
Late spring severe storms	11
March storm	3
Central U.S. April Flooding	3
Early winter storms	1
Flooding	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
72476	11
72459	11
72433	10
72410	9
72415	5
72458	1

33 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $838,412, contents $48,344, increased cost of compliance $10,000.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	642	69	10.7%
All homes	5,671	84	1.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.