Flood Claims Map

Arkansas

Flood insurance claims in Phillips County, Arkansas

FEMA records 456 National Flood Insurance Program claims in Phillips County, Arkansas, since 1978, with $3.8 million paid in total. The year with the most claims was 1980, with 77. As of 3 August 2026, 1.8% of homes here had an NFIP policy, and 9.6% of homes in the high-risk flood zone did.

NFIP claims on record456
Total paid$3.8 million
Claims with a payment366
Homes with NFIP policy1.8%
High-risk zone homes insured9.6%
Residential policies in force123

Claims by year of loss

1978: 1419781979: 361980: 771981: 531982: 2019821983: 171984: 701985: 51986: 219861987: 61988: 11989: 201990: 419901991: 121992: 11993: 21994: 319941995: 11996: 11997: 41998: 019981999: 02000: 02001: 92002: 220022003: 42004: 142005: 42006: 020062007: 12008: 22009: 102010: 020102011: 272012: 02013: 02014: 220142015: 02016: 82017: 32018: 320182019: 82020: 12021: 12022: 020222023: 52024: 02025: 22026: 1202677

NFIP claims by year of loss, Phillips County, Arkansas

1978: $43,85919781979: $185,6241980: $492,0041981: $255,7321982: $67,70119821983: $42,0331984: $272,4751985: $2,8941986: $9,17319861987: $27,5191988: $01989: $147,5671990: $4,02819901991: $37,6421992: $01993: $11,5941994: $16,52119941995: $3,1341996: $1,3121997: $85,5841998: $019981999: $02000: $02001: $188,4932002: $020022003: $3,2472004: $79,6362005: $66,0172006: $020062007: $6,0522008: $15,0002009: $143,3442010: $020102011: $694,1002012: $02013: $02014: $28,46720142015: $02016: $308,5032017: $7,5412018: $68,56420182019: $212,7912020: $17,9122021: $02022: $020222023: $116,4862024: $02025: $75,0622026: $30,0002026$694,100

Paid on claims by year of loss (building, contents and increased cost of compliance), Phillips County, Arkansas

Named flood events with the most claims

Event (FEMA name)Claims
Mid-spring storms23
Flooding10
Late winter severe storms5
Central U.S. April Flooding2
Early winter storms2
Late spring severe storms1

ZIP codes with the most claims

ZIP code (as reported)Claims
72342301
72390109
7235516
723439
723676
723663
723832
723122
723331
723461

284 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.7 million, contents $1.1 million, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,1181079.6%
All homes6,8951231.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.