Flood Claims Map

Arkansas

Flood insurance claims in Sebastian County, Arkansas

FEMA records 421 National Flood Insurance Program claims in Sebastian County, Arkansas, since 1978, with $19.0 million paid in total. The year with the most claims was 2019, with 89. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 18.1% of homes in the high-risk flood zone did.

NFIP claims on record421
Total paid$19.0 million
Claims with a payment339
Homes with NFIP policy0.6%
High-risk zone homes insured18.1%
Residential policies in force290

Claims by year of loss

1978: 119781979: 151980: 11981: 31982: 919821983: 41984: 51985: 61986: 719861987: 51988: 61989: 31990: 2019901991: 21992: 41993: 11994: 1419941995: 01996: 71997: 11998: 119981999: 52000: 62001: 12002: 720022003: 02004: 112005: 02006: 020062007: 172008: 422009: 72010: 420102011: 272012: 32013: 32014: 220142015: 342016: 42017: 12018: 220182019: 892020: 12021: 22022: 2820222023: 52024: 22025: 389

NFIP claims by year of loss, Sebastian County, Arkansas

1978: $019781979: $39,7981980: $3,5241981: $67,5081982: $78,34919821983: $57,8501984: $60,2051985: $67,2281986: $276,46719861987: $1,6311988: $2,4241989: $471990: $742,95719901991: $2,0521992: $3,4061993: $2,0141994: $214,66219941995: $01996: $37,9591997: $01998: $2,36019981999: $88,7042000: $48,6672001: $4,7202002: $51,16920022003: $02004: $202,3732005: $02006: $020062007: $271,8582008: $452,1152009: $148,2002010: $150,65620102011: $588,5782012: $5,7922013: $02014: $66,97820142015: $1.5 million2016: $02017: $02018: $14,36520182019: $11.7 million2020: $11,9862021: $38,5982022: $1.6 million20222023: $179,8032024: $02025: $216,755$11.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Sebastian County, Arkansas

Named flood events with the most claims

Event (FEMA name)Claims
Mid-spring storms24
Spring storm14
Early winter storms9
March storm2
Late winter severe storms1
Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
72903156
72901133
7293647
7290441
7294120
7290819
729232
729022
729061

267 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $16.6 million, contents $2.3 million, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,03918818.1%
All homes47,5012900.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.