Flood Claims Map

Arizona

Flood insurance claims in Apache County, Arizona

FEMA records 10 National Flood Insurance Program claims in Apache County, Arizona, since 1979, with $18,328 paid in total. The most claims in one year was 1, reached in 10 different years. As of 3 August 2026, 0.1% of homes here had an NFIP policy, and 11.2% of homes in the high-risk flood zone did.

NFIP claims on record10
Total paid$18,328
Claims with a payment6
Homes with NFIP policy0.1%
High-risk zone homes insured11.2%
Residential policies in force29

Claims by year of loss

1979: 119791980: 01981: 01982: 01983: 119831984: 11985: 01986: 01987: 019871988: 01989: 01990: 01991: 019911992: 11993: 01994: 01995: 019951996: 01997: 11998: 01999: 119992000: 02001: 02002: 02003: 020032004: 02005: 02006: 02007: 020072008: 02009: 02010: 02011: 120112012: 02013: 02014: 02015: 020152016: 12017: 02018: 02019: 020192020: 02021: 12022: 02023: 120231

NFIP claims by year of loss, Apache County, Arizona

1979: $4,10019791980: $01981: $01982: $01983: $1,11319831984: $01985: $01986: $01987: $019871988: $01989: $01990: $01991: $019911992: $2,0681993: $01994: $01995: $019951996: $01997: $2,2021998: $01999: $36019992000: $02001: $02002: $02003: $020032004: $02005: $02006: $02007: $020072008: $02009: $02010: $02011: $020112012: $02013: $02014: $02015: $020152016: $02017: $02018: $02019: $020192020: $02021: $8,4852022: $02023: $02023$8,485

Paid on claims by year of loss (building, contents and increased cost of compliance), Apache County, Arizona

Named flood events with the most claims

Event (FEMA name)Claims
Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
859274
859362
859252
859321
859011

4 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $18,328, contents $0, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1611811.2%
All homes26,483290.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.