Flood Claims Map

Arizona

Flood insurance claims in Graham County, Arizona

FEMA records 43 National Flood Insurance Program claims in Graham County, Arizona, since 1978, with $354,630 paid in total. The year with the most claims was 1978, with 12. As of 3 August 2026, 1.6% of homes here had an NFIP policy, and 15.7% of homes in the high-risk flood zone did.

NFIP claims on record43
Total paid$354,630
Claims with a payment33
Homes with NFIP policy1.6%
High-risk zone homes insured15.7%
Residential policies in force209

Claims by year of loss

1978: 1219781979: 01980: 01981: 01982: 019821983: 21984: 01985: 01986: 019861987: 01988: 01989: 01990: 019901991: 11992: 21993: 31994: 019941995: 11996: 11997: 11998: 119981999: 12000: 22001: 02002: 020022003: 12004: 02005: 02006: 020062007: 02008: 02009: 02010: 020102011: 02012: 02013: 02014: 020142015: 32016: 72017: 02018: 120182019: 02020: 02021: 02022: 020222023: 02024: 22025: 12026: 1202612

NFIP claims by year of loss, Graham County, Arizona

1978: $72,34319781979: $01980: $01981: $01982: $019821983: $14,9331984: $01985: $01986: $019861987: $01988: $01989: $01990: $019901991: $9,3731992: $5,6381993: $2,1911994: $019941995: $4,4941996: $2,1991997: $8,1211998: $4,88819981999: $02000: $5,5342001: $02002: $020022003: $1612004: $02005: $02006: $020062007: $02008: $02009: $02010: $020102011: $02012: $02013: $02014: $020142015: $3,3162016: $207,6992017: $02018: $020182019: $02020: $02021: $02022: $020222023: $02024: $02025: $10,3992026: $3,3412026$207,699

Paid on claims by year of loss (building, contents and increased cost of compliance), Graham County, Arizona

Named flood events with the most claims

Event (FEMA name)Claims
Flooding2

ZIP codes with the most claims

ZIP code (as reported)Claims
8554623
8554812
855436
855522

10 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $264,160, contents $90,470, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,16918315.7%
All homes13,2482091.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.