Flood Claims Map

Arizona

Flood insurance claims in Maricopa County, Arizona

FEMA records 2,633 National Flood Insurance Program claims in Maricopa County, Arizona, since 1978, with $26.1 million paid in total. The year with the most claims was 1978, with 317. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 29.1% of homes in the high-risk flood zone did.

NFIP claims on record2,633
Total paid$26.1 million
Claims with a payment1,741
Homes with NFIP policy0.6%
High-risk zone homes insured29.1%
Residential policies in force8,889

Claims by year of loss

1978: 31719781979: 571980: 2661981: 1041982: 3319821983: 1111984: 1311985: 111986: 5519861987: 431988: 721989: 71990: 18419901991: 91992: 1161993: 971994: 1719941995: 271996: 141997: 131998: 1819981999: 172000: 352001: 62002: 4020022003: 252004: 192005: 382006: 3020062007: 572008: 322009: 62010: 3720102011: 62012: 112013: 222014: 24720142015: 222016: 672017: 122018: 5320182019: 172020: 42021: 522022: 3820222023: 72024: 42025: 242026: 32026317

NFIP claims by year of loss, Maricopa County, Arizona

1978: $2.1 million19781979: $98,7571980: $2.1 million1981: $150,0691982: $51,37319821983: $476,0681984: $290,9301985: $19,5831986: $175,33519861987: $34,4381988: $237,6851989: $1751990: $920,27219901991: $6,6201992: $769,5501993: $411,8671994: $107,93319941995: $125,8321996: $523,8721997: $48,7271998: $5,47819981999: $12,3702000: $281,0692001: $02002: $202,68920022003: $41,8562004: $136,3592005: $581,1482006: $379,23420062007: $738,6922008: $386,2692009: $4,5922010: $231,04820102011: $4,0022012: $127,5132013: $661,0162014: $7.5 million20142015: $267,7862016: $1.0 million2017: $89,8282018: $1.2 million20182019: $240,7152020: $13,6962021: $1.3 million2022: $968,76320222023: $32,0852024: $02025: $912,3602026: $02026$7.5 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Maricopa County, Arizona

Named flood events with the most claims

Event (FEMA name)Claims
Flooding366

ZIP codes with the most claims

ZIP code (as reported)Claims
85353241
85021151
85018120
85253106
85013102
85255102
8501498
8532698
8501597
8525191

1,198 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $21.9 million, contents $4.2 million, increased cost of compliance $20,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone20,9016,08629.1%
All homes1,510,8318,8890.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.