Flood insurance claims in Mohave County, Arizona

FEMA records 164 National Flood Insurance Program claims in Mohave County, Arizona, since 1978, with $1.9 million paid in total. The year with the most claims was 1983, with 43. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 18.4% of homes in the high-risk flood zone did.

NFIP claims on record164

Total paid$1.9 million

Claims with a payment101

Homes with NFIP policy0.5%

High-risk zone homes insured18.4%

Residential policies in force568

Claims by year of loss

NFIP claims by year of loss, Mohave County, Arizona

Paid on claims by year of loss (building, contents and increased cost of compliance), Mohave County, Arizona

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	20

ZIP codes with the most claims

ZIP code (as reported)	Claims
86442	41
86440	24
86401	22
86409	21
86426	17
86430	9
86432	6
86413	4
86429	4
86404	2

100 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.7 million, contents $162,670, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	2,464	453	18.4%
All homes	117,532	568	0.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.