Flood Claims Map

Arizona

Flood insurance claims in Santa Cruz County, Arizona

FEMA records 161 National Flood Insurance Program claims in Santa Cruz County, Arizona, since 1978, with $1.3 million paid in total. The year with the most claims was 1983, with 40. As of 3 August 2026, 1.7% of homes here had an NFIP policy, and 11.8% of homes in the high-risk flood zone did.

NFIP claims on record161
Total paid$1.3 million
Claims with a payment111
Homes with NFIP policy1.7%
High-risk zone homes insured11.8%
Residential policies in force272

Claims by year of loss

1978: 119781979: 01980: 31981: 61982: 019821983: 401984: 111985: 51986: 019861987: 01988: 01989: 31990: 719901991: 01992: 01993: 91994: 419941995: 11996: 31997: 61998: 819981999: 02000: 02001: 22002: 020022003: 82004: 12005: 02006: 720062007: 12008: 32009: 02010: 820102011: 12012: 22013: 12014: 320142015: 12016: 22017: 32018: 320182019: 02020: 02021: 52022: 220222023: 02024: 02025: 140

NFIP claims by year of loss, Santa Cruz County, Arizona

1978: $7,75719781979: $01980: $5231981: $54,2131982: $019821983: $414,5971984: $27,9621985: $1,8001986: $019861987: $01988: $01989: $36,7261990: $15,19019901991: $01992: $01993: $35,8871994: $37,75319941995: $01996: $1,5811997: $82,3921998: $80,58419981999: $02000: $02001: $11,1242002: $020022003: $1,0452004: $15,5662005: $02006: $33,48120062007: $02008: $74,5392009: $02010: $148,32320102011: $02012: $31,8332013: $9,9702014: $103,24920142015: $12,7172016: $2,5982017: $02018: $020182019: $02020: $02021: $8,3722022: $3,58620222023: $02024: $02025: $32,892$414,597

Paid on claims by year of loss (building, contents and increased cost of compliance), Santa Cruz County, Arizona

Named flood events with the most claims

Event (FEMA name)Claims
Flooding21

ZIP codes with the most claims

ZIP code (as reported)Claims
8562192
8564620
8562818
8564012
856487
856244
856452

113 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.1 million, contents $227,833, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,09424711.8%
All homes15,5742721.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.