Flood Claims Map

Arizona

Flood insurance claims in Yavapai County, Arizona

FEMA records 470 National Flood Insurance Program claims in Yavapai County, Arizona, since 1978, with $6.3 million paid in total. The year with the most claims was 1993, with 80. As of 3 August 2026, 1.2% of homes here had an NFIP policy, and 24.5% of homes in the high-risk flood zone did.

NFIP claims on record470
Total paid$6.3 million
Claims with a payment329
Homes with NFIP policy1.2%
High-risk zone homes insured24.5%
Residential policies in force1,396

Claims by year of loss

1978: 1219781979: 21980: 401981: 01982: 219821983: 81984: 31985: 11986: 019861987: 01988: 01989: 01990: 119901991: 01992: 41993: 801994: 019941995: 321996: 01997: 51998: 719981999: 52000: 62001: 02002: 820022003: 22004: 452005: 202006: 320062007: 132008: 02009: 42010: 1520102011: 22012: 42013: 82014: 420142015: 22016: 42017: 132018: 1220182019: 282020: 32021: 342022: 820222023: 222024: 22025: 22026: 4202680

NFIP claims by year of loss, Yavapai County, Arizona

1978: $28,92219781979: $01980: $189,0461981: $01982: $1,95819821983: $58,5941984: $4,7931985: $01986: $019861987: $01988: $01989: $01990: $3,73819901991: $01992: $5,2741993: $1.0 million1994: $019941995: $233,6621996: $01997: $6,0241998: $36,44419981999: $7,7492000: $1,5392001: $02002: $38,62820022003: $4,8462004: $775,7272005: $245,5372006: $30,63220062007: $216,3772008: $02009: $83,9592010: $149,37820102011: $1282012: $3,2152013: $67,9052014: $91,93820142015: $3,7912016: $118,2472017: $226,3572018: $142,13420182019: $1.2 million2020: $58,5232021: $622,5952022: $9,39720222023: $447,0792024: $66,9812025: $19,8532026: $66,7432026$1.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Yavapai County, Arizona

Named flood events with the most claims

Event (FEMA name)Claims
Flooding39

ZIP codes with the most claims

ZIP code (as reported)Claims
8632284
8632581
8632668
8633548
8630126
8633626
8630524
8634216
8630315
8631411

285 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $5.8 million, contents $550,930, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone4,2101,03024.5%
All homes114,7951,3961.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.