Flood insurance claims in Colusa County, California

FEMA records 160 National Flood Insurance Program claims in Colusa County, California, since 1983, with $3.0 million paid in total. The year with the most claims was 1998, with 61. As of 3 August 2026, 6.9% of homes here had an NFIP policy, and 72.1% of homes in the high-risk flood zone did.

NFIP claims on record160

Total paid$3.0 million

Claims with a payment134

Homes with NFIP policy6.9%

High-risk zone homes insured72.1%

Residential policies in force474

Claims by year of loss

NFIP claims by year of loss, Colusa County, California

Paid on claims by year of loss (building, contents and increased cost of compliance), Colusa County, California

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	60
Pineapple Express - Southern	60
February California Atmospheric River	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
95932	101
95955	27
95987	16
95912	8
95931	4
94530	2
95258	1
95979	1

47 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.3 million, contents $688,484, increased cost of compliance $30,000.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	491	354	72.1%
All homes	6,907	474	6.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.