Flood Claims Map

California

Flood insurance claims in Fresno County, California

FEMA records 278 National Flood Insurance Program claims in Fresno County, California, since 1978, with $2.2 million paid in total. The year with the most claims was 1995, with 68. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 19.6% of homes in the high-risk flood zone did.

NFIP claims on record278
Total paid$2.2 million
Claims with a payment162
Homes with NFIP policy0.3%
High-risk zone homes insured19.6%
Residential policies in force921

Claims by year of loss

1978: 819781979: 21980: 101981: 11982: 519821983: 191984: 21985: 01986: 519861987: 21988: 21989: 21990: 019901991: 11992: 171993: 171994: 219941995: 681996: 101997: 91998: 2719981999: 32000: 72001: 12002: 020022003: 22004: 12005: 52006: 620062007: 32008: 02009: 12010: 420102011: 62012: 22013: 22014: 020142015: 32016: 02017: 32018: 220182019: 02020: 02021: 12022: 120222023: 142024: 02025: 268

NFIP claims by year of loss, Fresno County, California

1978: $4,09219781979: $7,8081980: $6,7421981: $01982: $5,95619821983: $14,6161984: $01985: $01986: $2,30019861987: $851988: $01989: $01990: $019901991: $6701992: $29,1991993: $43,2781994: $019941995: $607,6531996: $258,3651997: $46,5911998: $178,93519981999: $02000: $24,5312001: $02002: $020022003: $21,2192004: $364,9142005: $41,4562006: $36,73520062007: $15,6342008: $02009: $02010: $78,95420102011: $02012: $02013: $02014: $020142015: $35,3532016: $02017: $16,2682018: $116,30820182019: $02020: $02021: $02022: $21,29820222023: $252,1492024: $02025: $5,611$607,653

Paid on claims by year of loss (building, contents and increased cost of compliance), Fresno County, California

Named flood events with the most claims

Event (FEMA name)Claims
Flooding96
California Atmospheric River12
Pineapple Express - Southern11

ZIP codes with the most claims

ZIP code (as reported)Claims
9365728
9370423
9371123
9361220
9361919
9372617
9370515
9372015
9372815
9371014

123 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.0 million, contents $249,560, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,95457919.6%
All homes267,3949210.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.