Flood Claims Map

California

Flood insurance claims in Madera County, California

FEMA records 63 National Flood Insurance Program claims in Madera County, California, since 1978, with $698,721 paid in total. The most claims in one year was 6, in 1993 and 2017. As of 3 August 2026, 1.0% of homes here had an NFIP policy, and 15.4% of homes in the high-risk flood zone did.

NFIP claims on record63
Total paid$698,721
Claims with a payment32
Homes with NFIP policy1.0%
High-risk zone homes insured15.4%
Residential policies in force467

Claims by year of loss

1978: 219781979: 01980: 01981: 01982: 419821983: 21984: 01985: 01986: 319861987: 01988: 01989: 01990: 019901991: 01992: 01993: 61994: 019941995: 51996: 11997: 51998: 319981999: 02000: 12001: 12002: 020022003: 02004: 22005: 12006: 120062007: 02008: 12009: 22010: 120102011: 42012: 12013: 02014: 220142015: 02016: 12017: 62018: 120182019: 12020: 12021: 02022: 020222023: 56

NFIP claims by year of loss, Madera County, California

1978: $1,37419781979: $01980: $01981: $01982: $18,06919821983: $4,7651984: $01985: $01986: $27,03519861987: $01988: $01989: $01990: $019901991: $01992: $01993: $110,8451994: $019941995: $20,3161996: $01997: $75,0571998: $2,29219981999: $02000: $02001: $02002: $020022003: $02004: $17,2632005: $1,2962006: $12,72520062007: $02008: $02009: $02010: $020102011: $1,9522012: $02013: $02014: $10,38620142015: $02016: $02017: $9,3672018: $020182019: $02020: $02021: $02022: $020222023: $385,978$385,978

Paid on claims by year of loss (building, contents and increased cost of compliance), Madera County, California

Named flood events with the most claims

Event (FEMA name)Claims
Flooding19
California Atmospheric River5
Pineapple Express - Southern2

ZIP codes with the most claims

ZIP code (as reported)Claims
9364425
9363713
936369
936388
936142
937201
936101
949251
936221
936041

34 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $534,913, contents $163,808, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,68341315.4%
All homes45,5454671.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.