Flood Claims Map

California

Flood insurance claims in Marin County, California

FEMA records 3,301 National Flood Insurance Program claims in Marin County, California, since 1978, with $54.9 million paid in total. The year with the most claims was 1982, with 626. As of 3 August 2026, 5.4% of homes here had an NFIP policy, and 38.0% of homes in the high-risk flood zone did.

NFIP claims on record3,301
Total paid$54.9 million
Claims with a payment2,423
Homes with NFIP policy5.4%
High-risk zone homes insured38.0%
Residential policies in force4,542

Claims by year of loss

1978: 3619781979: 181980: 861981: 231982: 62619821983: 4981984: 101985: 81986: 24719861987: 61988: 61989: 91990: 319901991: 51992: 121993: 671994: 2519941995: 1471996: 241997: 221998: 27419981999: 72000: 92001: 382002: 3720022003: 162004: 212005: 5552006: 6220062007: 12008: 292009: 122010: 1520102011: 72012: 172013: 12014: 4920142015: 42016: 152017: 582018: 820182019: 352020: 32021: 402022: 720222023: 282024: 152025: 32026: 572026626

NFIP claims by year of loss, Marin County, California

1978: $122,88219781979: $38,9731980: $153,4861981: $39,8331982: $4.7 million19821983: $4.2 million1984: $2,9701985: $26,1341986: $1.4 million19861987: $45,3471988: $3,4651989: $5,9721990: $2,86019901991: $16,8021992: $34,9861993: $125,9851994: $147,73719941995: $737,1691996: $23,5711997: $68,7811998: $2.9 million19981999: $13,2302000: $8,3622001: $227,2922002: $350,12320022003: $126,8542004: $135,1892005: $28.1 million2006: $1.7 million20062007: $02008: $131,4512009: $77,0402010: $49,92720102011: $40,3882012: $204,8142013: $02014: $626,47120142015: $02016: $206,5662017: $717,2602018: $43,26620182019: $360,9852020: $02021: $1.2 million2022: $284,92820222023: $651,9752024: $652,5802025: $02026: $4.1 million2026$28.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Marin County, California

Named flood events with the most claims

Event (FEMA name)Claims
Flooding1,276
Pineapple Express - Southern247
California Atmospheric River30
Winter storm4

ZIP codes with the most claims

ZIP code (as reported)Claims
94901491
94941387
94947363
94960315
94903270
94957235
94904200
94925171
94970141
94930131

2,059 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $45.9 million, contents $8.8 million, increased cost of compliance $231,071.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone9,8233,73438.0%
All homes84,6094,5425.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.