Flood Claims Map

California

Flood insurance claims in Nevada County, California

FEMA records 63 National Flood Insurance Program claims in Nevada County, California, since 1982, with $1.1 million paid in total. The year with the most claims was 2017, with 15. As of 3 August 2026, 0.2% of homes here had an NFIP policy, and 22.6% of homes in the high-risk flood zone did.

NFIP claims on record63
Total paid$1.1 million
Claims with a payment42
Homes with NFIP policy0.2%
High-risk zone homes insured22.6%
Residential policies in force115

Claims by year of loss

1982: 119821983: 21984: 01985: 01986: 119861987: 01988: 01989: 01990: 019901991: 01992: 01993: 11994: 019941995: 31996: 31997: 111998: 019981999: 22000: 02001: 02002: 320022003: 02004: 02005: 92006: 220062007: 02008: 02009: 12010: 120102011: 02012: 22013: 02014: 120142015: 02016: 22017: 152018: 020182019: 22020: 02021: 02022: 020222023: 115

NFIP claims by year of loss, Nevada County, California

1982: $65019821983: $37,7611984: $01985: $01986: $83,21519861987: $01988: $01989: $01990: $019901991: $01992: $01993: $01994: $019941995: $01996: $23,7521997: $266,2841998: $019981999: $8802000: $02001: $02002: $15,99920022003: $02004: $02005: $104,4302006: $38,80720062007: $02008: $02009: $02010: $020102011: $02012: $21,2042013: $02014: $020142015: $02016: $50,0002017: $442,4122018: $020182019: $59,9812020: $02021: $02022: $020222023: $0$442,412

Paid on claims by year of loss (building, contents and increased cost of compliance), Nevada County, California

Named flood events with the most claims

Event (FEMA name)Claims
Flooding17
California Atmospheric River1
Winter storm1

ZIP codes with the most claims

ZIP code (as reported)Claims
9616116
9594514
9595910
957288
959465
959863
959492
956022
961602
956031

35 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $957,573, contents $187,800, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2926622.6%
All homes49,6631150.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.