Flood Claims Map

California

Flood insurance claims in Riverside County, California

FEMA records 1,636 National Flood Insurance Program claims in Riverside County, California, since 1978, with $21.2 million paid in total. The year with the most claims was 1980, with 340. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 15.5% of homes in the high-risk flood zone did.

NFIP claims on record1,636
Total paid$21.2 million
Claims with a payment1,092
Homes with NFIP policy0.5%
High-risk zone homes insured15.5%
Residential policies in force3,343

Claims by year of loss

1978: 3519781979: 2431980: 3401981: 261982: 4019821983: 1901984: 321985: 21986: 819861987: 61988: 131989: 61990: 519901991: 211992: 171993: 831994: 519941995: 581996: 21997: 111998: 4919981999: 102000: 52001: 52002: 220022003: 92004: 72005: 472006: 420062007: 32008: 102009: 02010: 3520102011: 52012: 62013: 132014: 8720142015: 12016: 182017: 272018: 1520182019: 272020: 112021: 52022: 520222023: 742024: 22025: 92026: 22026340

NFIP claims by year of loss, Riverside County, California

1978: $57,09219781979: $1.1 million1980: $2.5 million1981: $18,4251982: $68,94419821983: $753,2631984: $266,9291985: $01986: $10,14119861987: $6,4681988: $18,3951989: $12,5461990: $3,65819901991: $87,4751992: $63,6371993: $679,8191994: $19,23919941995: $452,0811996: $01997: $16,5981998: $202,32519981999: $44,1132000: $1,8842001: $11,9582002: $9,93120022003: $02004: $19,6982005: $575,3302006: $1,10720062007: $7,7112008: $115,1922009: $02010: $859,92120102011: $3,9022012: $30,4152013: $565,3642014: $6.8 million20142015: $24,7522016: $62,6322017: $237,6732018: $490,76020182019: $434,8392020: $292,3802021: $19,6152022: $133,79920222023: $3.3 million2024: $45,5402025: $691,3692026: $52,8602026$6.8 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Riverside County, California

Named flood events with the most claims

Event (FEMA name)Claims
Flooding218
Tropical Storm Hilary60
Pineapple Express - Southern41
Winter storm9
December California Flooding6
California Atmospheric River2
Mid-Winter California Flooding1
February California Atmospheric River1

ZIP codes with the most claims

ZIP code (as reported)Claims
92260276
92530200
92264125
92270102
92262100
9227664
9221059
9225357
9233039
9224033

435 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $18.3 million, contents $2.9 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone14,0722,18815.5%
All homes728,2463,3430.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.