Flood Claims Map

California

Flood insurance claims in Tehama County, California

FEMA records 428 National Flood Insurance Program claims in Tehama County, California, since 1978, with $5.6 million paid in total. The year with the most claims was 1983, with 86. As of 3 August 2026, 2.1% of homes here had an NFIP policy, and 16.5% of homes in the high-risk flood zone did.

NFIP claims on record428
Total paid$5.6 million
Claims with a payment311
Homes with NFIP policy2.1%
High-risk zone homes insured16.5%
Residential policies in force523

Claims by year of loss

1978: 319781979: 01980: 31981: 01982: 019821983: 861984: 01985: 01986: 2319861987: 21988: 21989: 11990: 019901991: 01992: 31993: 71994: 019941995: 631996: 201997: 151998: 7519981999: 02000: 12001: 22002: 020022003: 22004: 12005: 02006: 220062007: 12008: 12009: 22010: 220102011: 12012: 02013: 02014: 7120142015: 02016: 42017: 82018: 020182019: 82020: 02021: 32022: 220222023: 32024: 12025: 1086

NFIP claims by year of loss, Tehama County, California

1978: $1,59819781979: $01980: $5,7141981: $01982: $019821983: $504,4731984: $01985: $01986: $95,62919861987: $8,6031988: $14,3411989: $8551990: $019901991: $01992: $17,2211993: $46,5431994: $019941995: $360,9161996: $140,0611997: $179,0281998: $526,03319981999: $02000: $02001: $2,3972002: $020022003: $5,6012004: $02005: $02006: $020062007: $02008: $02009: $1,1752010: $020102011: $02012: $02013: $02014: $1.9 million20142015: $02016: $41,6762017: $207,2902018: $020182019: $187,0532020: $02021: $6,8982022: $119,73520222023: $240,8672024: $17,6832025: $931,105$1.9 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Tehama County, California

Named flood events with the most claims

Event (FEMA name)Claims
Flooding193
Pineapple Express - Southern72
California Atmospheric River3
Winter storm2
February California Atmospheric River1

ZIP codes with the most claims

ZIP code (as reported)Claims
96080213
9605569
9609069
9602155
960228
959633
960922
960601
960951
960201

265 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.7 million, contents $919,434, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,78846116.5%
All homes25,2115232.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.