Flood Claims Map

California

Flood insurance claims in Tulare County, California

FEMA records 366 National Flood Insurance Program claims in Tulare County, California, since 1978, with $4.3 million paid in total. The year with the most claims was 2023, with 107. As of 3 August 2026, 2.9% of homes here had an NFIP policy, and 19.6% of homes in the high-risk flood zone did.

NFIP claims on record366
Total paid$4.3 million
Claims with a payment205
Homes with NFIP policy2.9%
High-risk zone homes insured19.6%
Residential policies in force3,871

Claims by year of loss

1978: 1219781979: 11980: 51981: 01982: 419821983: 91984: 01985: 01986: 319861987: 01988: 01989: 01990: 119901991: 01992: 21993: 71994: 219941995: 171996: 131997: 381998: 5119981999: 42000: 62001: 22002: 520022003: 32004: 22005: 72006: 1620062007: 12008: 02009: 12010: 1020102011: 22012: 32013: 22014: 220142015: 42016: 02017: 72018: 220182019: 22020: 12021: 42022: 320222023: 1072024: 12025: 22026: 22026107

NFIP claims by year of loss, Tulare County, California

1978: $15,73719781979: $1,9801980: $2,5321981: $01982: $1,85219821983: $17,7351984: $01985: $01986: $51819861987: $01988: $01989: $01990: $019901991: $01992: $5,0891993: $7,6131994: $019941995: $42,1861996: $10,0271997: $298,6261998: $308,31919981999: $4,7552000: $3,2332001: $1,8672002: $48,17720022003: $4,4052004: $02005: $31,6542006: $114,45520062007: $51,6072008: $02009: $50,8672010: $25,55320102011: $02012: $2,7132013: $02014: $020142015: $15,1742016: $02017: $51,5092018: $020182019: $4,5822020: $02021: $02022: $020222023: $3.2 million2024: $02025: $02026: $02026$3.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Tulare County, California

Named flood events with the most claims

Event (FEMA name)Claims
California Atmospheric River98
Flooding58
Pineapple Express - Southern43

ZIP codes with the most claims

ZIP code (as reported)Claims
9321947
9324744
9325734
9329234
9326533
9328624
9327124
9361823
9327722
9329118

261 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.1 million, contents $222,731, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone18,5853,63819.6%
All homes132,0563,8712.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.