Flood Claims Map

California

Flood insurance claims in Ventura County, California

FEMA records 1,331 National Flood Insurance Program claims in Ventura County, California, since 1978, with $16.0 million paid in total. The year with the most claims was 1998, with 237. As of 3 August 2026, 1.6% of homes here had an NFIP policy, and 30.9% of homes in the high-risk flood zone did.

NFIP claims on record1,331
Total paid$16.0 million
Claims with a payment835
Homes with NFIP policy1.6%
High-risk zone homes insured30.9%
Residential policies in force3,771

Claims by year of loss

1978: 8319781979: 131980: 891981: 121982: 419821983: 1331984: 11985: 31986: 1819861987: 11988: 211989: 01990: 019901991: 141992: 461993: 211994: 619941995: 1601996: 71997: 251998: 23719981999: 32000: 72001: 182002: 720022003: 42004: 52005: 1602006: 220062007: 22008: 152009: 22010: 1320102011: 32012: 42013: 12014: 1520142015: 32016: 82017: 282018: 820182019: 282020: 02021: 62022: 120222023: 672024: 152025: 112026: 12026237

NFIP claims by year of loss, Ventura County, California

1978: $469,49319781979: $19,9751980: $230,8361981: $64,4451982: $1,64419821983: $876,7621984: $01985: $5001986: $180,99419861987: $01988: $169,1081989: $01990: $019901991: $114,1601992: $296,8831993: $20,7011994: $6,20819941995: $1.1 million1996: $41,1701997: $18,8331998: $2.4 million19981999: $02000: $61,9942001: $97,9502002: $72,27420022003: $02004: $120,0692005: $5.3 million2006: $19,18620062007: $02008: $232,3752009: $02010: $7,03620102011: $4,2432012: $02013: $02014: $758,67720142015: $56,3002016: $90,2402017: $233,0582018: $335,21820182019: $637,1712020: $02021: $12,2282022: $020222023: $1.4 million2024: $505,9822025: $61,7642026: $02026$5.3 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Ventura County, California

Named flood events with the most claims

Event (FEMA name)Claims
Flooding403
Pineapple Express - Southern205
California Atmospheric River56
December California Flooding11
February California Atmospheric River7
Mid-Winter California Flooding6
Winter storm3

ZIP codes with the most claims

ZIP code (as reported)Claims
93001402
93023166
93060107
9026596
9302282
9306556
9303553
9301540
9306338
9132036

507 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $13.4 million, contents $2.5 million, increased cost of compliance $53,050.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone7,3332,26430.9%
All homes230,1233,7711.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.