Flood Claims Map

Colorado

Flood insurance claims in Arapahoe County, Colorado

FEMA records 207 National Flood Insurance Program claims in Arapahoe County, Colorado, since 1978, with $1.0 million paid in total. The year with the most claims was 2013, with 36. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 48.4% of homes in the high-risk flood zone did.

NFIP claims on record207
Total paid$1.0 million
Claims with a payment105
Homes with NFIP policy0.3%
High-risk zone homes insured48.4%
Residential policies in force677

Claims by year of loss

1978: 119781979: 31980: 31981: 11982: 219821983: 111984: 61985: 21986: 019861987: 11988: 01989: 11990: 119901991: 11992: 01993: 11994: 019941995: 21996: 01997: 51998: 219981999: 52000: 52001: 142002: 020022003: 12004: 02005: 02006: 220062007: 12008: 12009: 02010: 120102011: 52012: 22013: 362014: 620142015: 262016: 32017: 12018: 320182019: 32020: 12021: 92022: 120222023: 312024: 32025: 12026: 3202636

NFIP claims by year of loss, Arapahoe County, Colorado

1978: $57119781979: $3321980: $5,4311981: $01982: $11,57819821983: $72,7071984: $27,6171985: $01986: $019861987: $01988: $01989: $01990: $019901991: $01992: $01993: $01994: $019941995: $01996: $01997: $12,5591998: $1,08019981999: $2,6782000: $8,4422001: $20,2572002: $020022003: $02004: $02005: $02006: $020062007: $2,5892008: $02009: $02010: $2,43220102011: $342012: $02013: $257,8182014: $1,54820142015: $411,8722016: $3,9422017: $02018: $1,49220182019: $1,9502020: $02021: $13,5002022: $19,50420222023: $142,9742024: $13,9482025: $02026: $02026$411,872

Paid on claims by year of loss (building, contents and increased cost of compliance), Arapahoe County, Colorado

Named flood events with the most claims

Event (FEMA name)Claims
Late summer storms30
Flooding3

ZIP codes with the most claims

ZIP code (as reported)Claims
8011132
8001219
8012018
8011317
8012216
8001615
8011212
8001312
800149
801108

42 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $960,041, contents $76,815, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone39719248.4%
All homes199,0306770.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.