Flood Claims Map

Colorado

Flood insurance claims in Weld County, Colorado

FEMA records 194 National Flood Insurance Program claims in Weld County, Colorado, since 1978, with $5.7 million paid in total. The year with the most claims was 2013, with 104. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 12.1% of homes in the high-risk flood zone did.

NFIP claims on record194
Total paid$5.7 million
Claims with a payment145
Homes with NFIP policy0.3%
High-risk zone homes insured12.1%
Residential policies in force325

Claims by year of loss

1978: 119781979: 21980: 61981: 01982: 119821983: 31984: 01985: 01986: 119861987: 11988: 01989: 21990: 519901991: 01992: 01993: 01994: 119941995: 11996: 01997: 41998: 119981999: 132000: 02001: 22002: 120022003: 12004: 02005: 12006: 020062007: 12008: 32009: 22010: 420102011: 42012: 12013: 1042014: 720142015: 62016: 32017: 32018: 120182019: 12020: 02021: 32022: 020222023: 22024: 2104

NFIP claims by year of loss, Weld County, Colorado

1978: $6,52319781979: $5,7701980: $10,2731981: $01982: $2,03919821983: $9951984: $01985: $01986: $98619861987: $1,2621988: $01989: $01990: $12,72419901991: $01992: $01993: $01994: $019941995: $01996: $01997: $3,6911998: $019981999: $94,3362000: $02001: $3,7142002: $020022003: $02004: $02005: $02006: $020062007: $4,2312008: $6,0282009: $12,6372010: $23,14820102011: $9,8082012: $02013: $5.2 million2014: $22,64520142015: $81,9442016: $3,9622017: $8,3012018: $9,97120182019: $63,7852020: $02021: $38,6782022: $020222023: $02024: $16,176$5.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Weld County, Colorado

Named flood events with the most claims

Event (FEMA name)Claims
Late summer storms99
Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
8063130
8064525
8051620
8055014
8063413
8062112
8053012
8050411
805439
806448

127 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.6 million, contents $946,795, increased cost of compliance $153,761.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,67120212.1%
All homes106,7783250.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.