Flood Claims Map

Connecticut

Flood insurance claims in Middlesex County, Connecticut

FEMA records 2,242 National Flood Insurance Program claims in Middlesex County, Connecticut, since 1978, with $38.3 million paid in total. The year with the most claims was 2012, with 570. Connecticut replaced its counties with planning regions for federal statistics in 2022. FEMA reports claims by the former county and flood insurance take-up by planning region, so take-up for this former county is on the Connecticut page.

NFIP claims on record2,242
Total paid$38.3 million
Claims with a payment1,692

Claims by year of loss

1978: 5719781979: 431980: 51981: 11982: 20219821983: 231984: 951985: 2021986: 219861987: 461988: 31989: 31990: 1819901991: 451992: 721993: 131994: 319941995: 91996: 301997: 11998: 1019981999: 42000: 62001: 212002: 320022003: 82004: 62005: 292006: 520062007: 412008: 62009: 52010: 11020102011: 4122012: 5702013: 32014: 520142015: 02016: 32017: 22018: 4020182019: 62020: 52021: 362022: 820222023: 52024: 192025: 02026: 12026570

NFIP claims by year of loss, Middlesex County, Connecticut

1978: $61,07319781979: $38,0601980: $2,3691981: $01982: $1.4 million19821983: $31,7101984: $1.1 million1985: $788,4601986: $019861987: $419,5711988: $5751989: $4,3781990: $60,79919901991: $220,5331992: $557,6841993: $67,9091994: $13,37219941995: $42,3631996: $111,4851997: $01998: $74,74419981999: $02000: $3,8132001: $162,4152002: $33220022003: $17,7022004: $02005: $364,4802006: $12,46420062007: $685,4872008: $75,9042009: $7,4322010: $835,45820102011: $10.4 million2012: $18.5 million2013: $7262014: $47,67620142015: $02016: $02017: $1912018: $898,43120182019: $70,8232020: $46,0212021: $585,8632022: $108,04720222023: $153,5672024: $299,9562025: $02026: $02026$18.5 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Middlesex County, Connecticut

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Sandy563
Hurricane Irene389
Not a named storm227
Hurricane Gloria199
Flooding123
March 2010 Nor'easter99
December Storm - Nor'easter60
The "Halloween" Storm35

ZIP codes with the most claims

ZIP code (as reported)Claims
06475789
06498481
06413450
0645770
0641659
0648056
0642652
0641250
0642342
0643838

1,687 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $32.9 million, contents $4.6 million, increased cost of compliance $797,030.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.