Flood insurance take-up in Western Connecticut Planning Region, Connecticut
FEMA reports flood insurance take-up for Connecticut by planning region but still records claims by the former counties, so claims for this area are on the former county pages. As of 3 August 2026, 3.2% of homes here had an NFIP policy, and 57.2% of homes in the high-risk flood zone did.
Homes with NFIP policy3.2%
High-risk zone homes insured57.2%
Residential policies in force5,431
Flood insurance take-up
| Homes | With NFIP policy | Share | |
|---|---|---|---|
| High-risk flood zone | 6,453 | 3,692 | 57.2% |
| All homes | 167,194 | 5,431 | 3.2% |
FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.
Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.
Sources
- FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
- FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026
Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.