Flood Claims Map

Delaware

Flood insurance claims in New Castle County, Delaware

FEMA records 1,575 National Flood Insurance Program claims in New Castle County, Delaware, since 1978, with $51.7 million paid in total. The year with the most claims was 2003, with 263. As of 3 August 2026, 0.9% of homes here had an NFIP policy, and 44.5% of homes in the high-risk flood zone did.

NFIP claims on record1,575
Total paid$51.7 million
Claims with a payment1,191
Homes with NFIP policy0.9%
High-risk zone homes insured44.5%
Residential policies in force1,599

Claims by year of loss

1978: 2419781979: 221980: 211981: 31982: 319821983: 141984: 121985: 121986: 319861987: 01988: 31989: 911990: 119901991: 31992: 191993: 31994: 1719941995: 11996: 181997: 21998: 919981999: 2172000: 222001: 42002: 320022003: 2632004: 1352005: 62006: 2020062007: 162008: 182009: 82010: 4420102011: 1692012: 652013: 242014: 4520142015: 62016: 92017: 62018: 1120182019: 22020: 562021: 1062022: 620222023: 102024: 112025: 82026: 42026263

NFIP claims by year of loss, New Castle County, Delaware

1978: $105,77119781979: $76,3351980: $176,7051981: $1,2521982: $1,00119821983: $30,6501984: $6,9041985: $49,1791986: $1,64319861987: $01988: $01989: $1.0 million1990: $66819901991: $14,6661992: $90,3831993: $48,0681994: $255,94619941995: $01996: $358,7471997: $01998: $39,62719981999: $7.2 million2000: $444,9892001: $16,4822002: $1,66320022003: $18.1 million2004: $6.3 million2005: $20,6462006: $411,81420062007: $83,6882008: $113,0172009: $9,9792010: $1.1 million20102011: $3.9 million2012: $814,3212013: $185,4852014: $657,67820142015: $8,1492016: $3,5722017: $42,8962018: $161,46520182019: $1122020: $1.3 million2021: $8.0 million2022: $020222023: $73,1472024: $344,5112025: $19,6032026: $9,2672026$18.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), New Castle County, Delaware

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Floyd210
Hurricane Irene144
Hurricane Ida90
Hurricane Sandy48
Flooding41
Hurricane Isabel35
Mid-spring storms34
December Storm - Nor'easter13

ZIP codes with the most claims

ZIP code (as reported)Claims
19804318
19720145
19802121
19713118
19702104
19805103
1980193
1970978
1981077
1980865

1,062 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $33.6 million, contents $16.1 million, increased cost of compliance $1.9 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,00689344.5%
All homes181,8541,5990.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.