Flood Claims Map

Florida

Flood insurance claims in Alachua County, Florida

FEMA records 309 National Flood Insurance Program claims in Alachua County, Florida, since 1978, with $8.8 million paid in total. The year with the most claims was 2017, with 88. As of 3 August 2026, 2.5% of homes here had an NFIP policy, and 18.4% of homes in the high-risk flood zone did.

NFIP claims on record309
Total paid$8.8 million
Claims with a payment217
Homes with NFIP policy2.5%
High-risk zone homes insured18.4%
Residential policies in force2,149

Claims by year of loss

1978: 219781979: 11980: 21981: 11982: 219821983: 41984: 31985: 71986: 419861987: 11988: 71989: 11990: 019901991: 61992: 61993: 51994: 119941995: 01996: 51997: 11998: 2519981999: 22000: 02001: 02002: 020022003: 12004: 362005: 22006: 320062007: 02008: 72009: 22010: 820102011: 02012: 102013: 32014: 220142015: 62016: 12017: 882018: 520182019: 02020: 42021: 282022: 520222023: 52024: 52025: 02026: 2202688

NFIP claims by year of loss, Alachua County, Florida

1978: $9,00019781979: $01980: $2,3511981: $4,5761982: $2,97119821983: $3,1671984: $16,3861985: $279,0691986: $10,44119861987: $3,0811988: $111,0641989: $01990: $019901991: $7,1631992: $25,0751993: $39,2761994: $019941995: $01996: $133,1811997: $2,6711998: $476,71219981999: $02000: $02001: $02002: $020022003: $2,7312004: $647,9262005: $11,2512006: $17,68920062007: $02008: $11,4782009: $12,0612010: $208,27420102011: $02012: $200,1962013: $5,6302014: $12,84920142015: $133,6642016: $02017: $4.0 million2018: $32,42920182019: $02020: $24,4152021: $2.2 million2022: $114,43620222023: $1,0142024: $22,0712025: $02026: $02026$4.0 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Alachua County, Florida

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Irma82
Hurricane Frances31
Hurricane Elsa25
Flooding9
Tropical Storm Debby7
Blizzard of 19935
Hurricane Jeanne4
Hurricane Kate3

ZIP codes with the most claims

ZIP code (as reported)Claims
3260746
3260640
3260532
3264330
3260827
3261524
3260924
3265313
3260113
3264111

163 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $7.7 million, contents $1.1 million, increased cost of compliance $5,446.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone4,05074418.4%
All homes84,5972,1492.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.