Flood Claims Map

Florida

Flood insurance claims in Brevard County, Florida

FEMA records 5,690 National Flood Insurance Program claims in Brevard County, Florida, since 1978, with $69.1 million paid in total. The year with the most claims was 2008, with 1,362. As of 3 August 2026, 11.8% of homes here had an NFIP policy, and 47.0% of homes in the high-risk flood zone did.

NFIP claims on record5,690
Total paid$69.1 million
Claims with a payment2,910
Homes with NFIP policy11.8%
High-risk zone homes insured47.0%
Residential policies in force29,365

Claims by year of loss

1978: 319781979: 461980: 71981: 191982: 1519821983: 111984: 671985: 61986: 219861987: 121988: 31989: 461990: 419901991: 121992: 131993: 121994: 15719941995: 3621996: 351997: 141998: 2019981999: 4172000: 222001: 402002: 1220022003: 122004: 1,0842005: 1562006: 320062007: 62008: 1,3622009: 162010: 1120102011: 842012: 232013: 152014: 3220142015: 152016: 1762017: 9012018: 1720182019: 202020: 152021: 142022: 16820222023: 232024: 612025: 1132026: 620261,362

NFIP claims by year of loss, Brevard County, Florida

1978: $1,05319781979: $37,1651980: $2,3001981: $57,5921982: $7,57219821983: $13,4671984: $108,3481985: $1,4631986: $019861987: $30,9831988: $1,8951989: $178,9671990: $8119901991: $5,6071992: $1,7091993: $14,4731994: $173,92719941995: $1.2 million1996: $17,7651997: $22,6741998: $4,90319981999: $827,0942000: $37,5952001: $176,7942002: $8,75920022003: $6622004: $10.5 million2005: $2.5 million2006: $5,62420062007: $5,7862008: $19.4 million2009: $1,4562010: $020102011: $128,1022012: $4,2112013: $60,9012014: $59,39720142015: $34,9702016: $786,7692017: $21.2 million2018: $22,79520182019: $45,7132020: $19,3002021: $174,5892022: $3.6 million20222023: $56,6602024: $1.2 million2025: $6.4 million2026: $5,3262026$21.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Brevard County, Florida

Named flood events with the most claims

Event (FEMA name)Claims
Tropical Storm Fay1,327
Hurricane Irma776
Hurricane Frances523
Hurricane Jeanne513
Flooding401
Hurricane Irene249
Hurricane Matthew160
Hurricane Wilma128

ZIP codes with the most claims

ZIP code (as reported)Claims
32937527
32951484
32931434
32952429
32934373
32953366
32940321
32903299
32926286
32935278

2,215 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $57.5 million, contents $11.5 million, increased cost of compliance $90,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone17,0688,01847.0%
All homes249,19329,36511.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.