Flood Claims Map

Florida

Flood insurance claims in Broward County, Florida

FEMA records 35,049 National Flood Insurance Program claims in Broward County, Florida, since 1978, with $457.9 million paid in total. The year with the most claims was 1999, with 6,520. As of 3 August 2026, 19.2% of homes here had an NFIP policy, and 76.1% of homes in the high-risk flood zone did.

NFIP claims on record35,049
Total paid$457.9 million
Claims with a payment17,451
Homes with NFIP policy19.2%
High-risk zone homes insured76.1%
Residential policies in force125,204

Claims by year of loss

1978: 2919781979: 2,1421980: 801981: 8851982: 18519821983: 1541984: 961985: 1021986: 18319861987: 251988: 521989: 431990: 1819901991: 4761992: 5951993: 671994: 79419941995: 4051996: 1631997: 1431998: 38919981999: 6,5202000: 1,4872001: 3902002: 35020022003: 5622004: 1,0342005: 4,8532006: 17320062007: 1822008: 2642009: 9442010: 25520102011: 9722012: 8882013: 2852014: 17520142015: 1362016: 952017: 1,9172018: 9720182019: 3772020: 1,3822021: 572022: 12620222023: 3,7232024: 6572025: 912026: 3120266,520

NFIP claims by year of loss, Broward County, Florida

1978: $64,61919781979: $872,0471980: $40,0381981: $387,0081982: $123,76319821983: $169,2991984: $56,0161985: $98,1611986: $390,17019861987: $18,5311988: $19,8431989: $15,6651990: $14,08419901991: $1.2 million1992: $2.1 million1993: $165,0241994: $1.4 million19941995: $2.0 million1996: $398,2541997: $177,5201998: $740,82919981999: $19.4 million2000: $12.9 million2001: $1.1 million2002: $1.5 million20022003: $3.7 million2004: $1.5 million2005: $12.3 million2006: $251,23620062007: $434,6092008: $456,1852009: $21.8 million2010: $476,45120102011: $16.1 million2012: $2.4 million2013: $2.8 million2014: $69,93720142015: $648,0762016: $572,5082017: $24.4 million2018: $950,85020182019: $10.6 million2020: $22.8 million2021: $155,5762022: $1.2 million20222023: $250.3 million2024: $35.1 million2025: $3.5 million2026: $9,0882026$250.3 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Broward County, Florida

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Irene5,824
Flooding4,601
Hurricane Wilma3,976
April Florida Flooding3,394
Hurricane Irma1,634
Hurricane Eta1,089
Hurricane Frances678
Hurricane Isaac645

ZIP codes with the most claims

ZIP code (as reported)Claims
330092,032
333121,800
330241,459
333111,430
333151,402
330191,388
333191,357
330231,338
330681,257
330201,234

30,546 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $390.1 million, contents $67.8 million, increased cost of compliance $14,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone123,41493,95576.1%
All homes652,397125,20419.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.