Flood Claims Map

Florida

Flood insurance claims in Dixie County, Florida

FEMA records 916 National Flood Insurance Program claims in Dixie County, Florida, since 1980, with $21.4 million paid in total. The year with the most claims was 1996, with 215. As of 3 August 2026, 5.8% of homes here had an NFIP policy, and 14.2% of homes in the high-risk flood zone did.

NFIP claims on record916
Total paid$21.4 million
Claims with a payment735
Homes with NFIP policy5.8%
High-risk zone homes insured14.2%
Residential policies in force556

Claims by year of loss

1980: 319801981: 01982: 11983: 11984: 719841985: 01986: 111987: 31988: 119881989: 01990: 01991: 81992: 019921993: 701994: 01995: 891996: 21519961997: 01998: 761999: 02000: 020002001: 12002: 02003: 32004: 2120042005: 522006: 42007: 02008: 120082009: 72010: 02011: 02012: 020122013: 02014: 22015: 32016: 5320162017: 32018: 132019: 62020: 020202021: 262022: 12023: 772024: 1582024215

NFIP claims by year of loss, Dixie County, Florida

1980: $1,01019801981: $01982: $17,8631983: $01984: $44,46919841985: $01986: $33,3601987: $3451988: $019881989: $01990: $01991: $59,9481992: $019921993: $1.5 million1994: $01995: $342,4181996: $3.1 million19961997: $01998: $509,0911999: $02000: $020002001: $02002: $02003: $5,9572004: $59,10520042005: $825,4692006: $53,5402007: $02008: $10,31620082009: $41,8832010: $02011: $02012: $020122013: $02014: $02015: $48,2302016: $1.2 million20162017: $02018: $195,5892019: $23,8152020: $020202021: $969,7502022: $02023: $3.1 million2024: $9.3 million2024$9.3 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Dixie County, Florida

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Josephine208
Hurricane Helene145
Hurricane Idalia75
Blizzard of 199369
Hurricane Hermine52
Hurricane Dennis45
Hurricane Earl22
Hurricane Opal14

ZIP codes with the most claims

ZIP code (as reported)Claims
32692458
32680210
32648157
3235964
3262815
320086
326692
326442
328601

873 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $18.6 million, contents $2.8 million, increased cost of compliance $68,974.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone3,78253814.2%
All homes9,5645565.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.