Flood Claims Map

Florida

Flood insurance claims in Duval County, Florida

FEMA records 6,064 National Flood Insurance Program claims in Duval County, Florida, since 1978, with $214.7 million paid in total. The year with the most claims was 2017, with 2,050. As of 3 August 2026, 6.3% of homes here had an NFIP policy, and 60.3% of homes in the high-risk flood zone did.

NFIP claims on record6,064
Total paid$214.7 million
Claims with a payment4,534
Homes with NFIP policy6.3%
High-risk zone homes insured60.3%
Residential policies in force20,676

Claims by year of loss

1978: 819781979: 1091980: 141981: 61982: 2819821983: 91984: 271985: 91986: 419861987: 11988: 51989: 471990: 119901991: 821992: 1791993: 351994: 7419941995: 1281996: 1981997: 151998: 17719981999: 302000: 1242001: 1022002: 2520022003: 222004: 3222005: 552006: 920062007: 1002008: 3962009: 512010: 820102011: 452012: 3242013: 542014: 2820142015: 1222016: 5462017: 2,0502018: 2420182019: 162020: 342021: 312022: 26520222023: 212024: 942025: 72026: 320262,050

NFIP claims by year of loss, Duval County, Florida

1978: $4,16719781979: $332,1061980: $17,5251981: $2,1631982: $28,50819821983: $17,2881984: $50,7651985: $31,9711986: $2,91219861987: $01988: $3,4501989: $738,2621990: $2,55019901991: $396,8861992: $2.9 million1993: $70,2661994: $416,96919941995: $960,3041996: $3.7 million1997: $46,5971998: $3.5 million19981999: $45,1062000: $1.1 million2001: $806,2742002: $49,65420022003: $92,5842004: $6.4 million2005: $893,2062006: $46,34220062007: $1.1 million2008: $7.4 million2009: $303,5972010: $13,12620102011: $469,3002012: $4.2 million2013: $416,0022014: $53,49820142015: $1.9 million2016: $19.2 million2017: $143.7 million2018: $223,43920182019: $177,5602020: $304,6742021: $287,1542022: $10.8 million20222023: $132,0302024: $1.5 million2025: $02026: $02026$143.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Duval County, Florida

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Irma1,985
Hurricane Matthew525
Tropical Storm Fay383
Tropical Storm Debby258
Hurricane Jeanne229
Hurricane Nicole211
Hurricane Josephine164
Flooding156

ZIP codes with the most claims

ZIP code (as reported)Claims
32210913
32250733
32207577
32208457
32226345
32205296
32233253
32218250
32217206
32223203

2,990 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $174.9 million, contents $39.3 million, increased cost of compliance $426,581.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone9,7215,85960.3%
All homes328,03220,6766.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.