Flood insurance claims in Glades County, Florida

FEMA records 56 National Flood Insurance Program claims in Glades County, Florida, since 1985, with $393,826 paid in total. The year with the most claims was 2008, with 15. As of 3 August 2026, 2.6% of homes here had an NFIP policy, and 17.5% of homes in the high-risk flood zone did.

NFIP claims on record56

Total paid$393,826

Claims with a payment31

Homes with NFIP policy2.6%

High-risk zone homes insured17.5%

Residential policies in force185

Claims by year of loss

NFIP claims by year of loss, Glades County, Florida

Paid on claims by year of loss (building, contents and increased cost of compliance), Glades County, Florida

Named flood events with the most claims

Event (FEMA name)	Claims
Tropical Storm Fay	13
Hurricane Wilma	7
Hurricane Jeanne	5
Hurricane Irma	5
Hurricane Isaac	4
Hurricane Frances	3
Blizzard of 1993	2
Hurricane Ian	2

ZIP codes with the most claims

ZIP code (as reported)	Claims
34974	26
33471	21
33935	8
33944	1

46 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $315,732, contents $78,094, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	612	107	17.5%
All homes	7,161	185	2.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.