Flood Claims Map

Florida

Flood insurance claims in Leon County, Florida

FEMA records 1,015 National Flood Insurance Program claims in Leon County, Florida, since 1979, with $11.9 million paid in total. The year with the most claims was 1994, with 181. As of 3 August 2026, 2.7% of homes here had an NFIP policy, and 39.9% of homes in the high-risk flood zone did.

NFIP claims on record1,015
Total paid$11.9 million
Claims with a payment749
Homes with NFIP policy2.7%
High-risk zone homes insured39.9%
Residential policies in force2,487

Claims by year of loss

1979: 719791980: 111981: 91982: 21983: 919831984: 281985: 681986: 81987: 519871988: 01989: 21990: 21991: 3219911992: 01993: 121994: 1811995: 1419951996: 51997: 41998: 501999: 019992000: 492001: 1592002: 202003: 520032004: 52005: 112006: 42007: 020072008: 1152009: 342010: 282011: 620112012: 32013: 132014: 252015: 020152016: 32017: 42018: 202019: 220192020: 32021: 02022: 22023: 120232024: 512025: 3181

NFIP claims by year of loss, Leon County, Florida

1979: $41,11019791980: $48,7661981: $31,6051982: $4851983: $57,53419831984: $58,0831985: $347,1941986: $107,2861987: $1,51319871988: $01989: $88,1291990: $7,9941991: $255,07819911992: $01993: $38,7711994: $2.2 million1995: $84,80619951996: $26,4731997: $100,0051998: $779,4501999: $019992000: $268,2452001: $1.9 million2002: $199,7752003: $24,22220032004: $20,2922005: $150,9892006: $29,7172007: $020072008: $2.5 million2009: $213,3572010: $360,3372011: $020112012: $2,8162013: $1982014: $166,5462015: $020152016: $5,1782017: $28,3802018: $202,4462019: $1,52420192020: $7,0812021: $02022: $33,6582023: $6,64020232024: $1.5 million2025: $26,270$2.5 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Leon County, Florida

Named flood events with the most claims

Event (FEMA name)Claims
Tropical Storm Allison127
Tropical Storm Fay106
Hurricane Kate30
Tropical Storm Barry24
Hurricane Elena21
Hurricane Michael8
Blizzard of 19936
Hurricane Opal6

ZIP codes with the most claims

ZIP code (as reported)Claims
32304217
32303150
32308126
32309101
32301101
3231273
3231070
3230561
3231151
3231732

609 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $9.7 million, contents $2.2 million, increased cost of compliance $36,100.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,8991,15839.9%
All homes92,5562,4872.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.