Flood Claims Map

Florida

Flood insurance claims in Levy County, Florida

FEMA records 1,316 National Flood Insurance Program claims in Levy County, Florida, since 1982, with $55.3 million paid in total. The year with the most claims was 2024, with 312. As of 3 August 2026, 4.3% of homes here had an NFIP policy, and 28.9% of homes in the high-risk flood zone did.

NFIP claims on record1,316
Total paid$55.3 million
Claims with a payment1,125
Homes with NFIP policy4.3%
High-risk zone homes insured28.9%
Residential policies in force840

Claims by year of loss

1982: 219821983: 21984: 171985: 381986: 1019861987: 51988: 31989: 01990: 119901991: 41992: 31993: 1901994: 019941995: 391996: 2001997: 21998: 4119981999: 02000: 22001: 72002: 020022003: 52004: 362005: 222006: 620062007: 02008: 02009: 72010: 220102011: 02012: 62013: 02014: 220142015: 52016: 1542017: 12018: 120182019: 102020: 02021: 32022: 020222023: 1772024: 3122025: 02026: 12026312

NFIP claims by year of loss, Levy County, Florida

1982: $6,92319821983: $7,3681984: $106,1471985: $402,9001986: $28,03019861987: $9,6721988: $19,7831989: $01990: $78619901991: $27,4411992: $01993: $3.2 million1994: $019941995: $139,8631996: $2.6 million1997: $2,6331998: $382,12919981999: $02000: $17,2232001: $15,3322002: $020022003: $55,4462004: $544,3512005: $379,5432006: $103,33920062007: $02008: $02009: $29,9392010: $4,04320102011: $02012: $63,0362013: $02014: $19,60020142015: $83,8182016: $6.8 million2017: $3,9092018: $90,77620182019: $393,9482020: $02021: $8,4992022: $020222023: $13.0 million2024: $26.6 million2025: $02026: $111,8082026$26.6 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Levy County, Florida

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Helene281
Hurricane Josephine197
Blizzard of 1993186
Hurricane Idalia173
Hurricane Hermine146
Hurricane Elena32
Hurricane Debby23
Hurricane Frances20

ZIP codes with the most claims

ZIP code (as reported)Claims
32625710
34498396
3444978
3262667
3269819
3269310
326395
326445
326492
326212

1,277 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $49.7 million, contents $5.4 million, increased cost of compliance $110,173.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,65076628.9%
All homes19,3438404.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.