Flood Claims Map

Florida

Flood insurance claims in Marion County, Florida

FEMA records 250 National Flood Insurance Program claims in Marion County, Florida, since 1979, with $6.0 million paid in total. The year with the most claims was 2017, with 64. As of 3 August 2026, 2.0% of homes here had an NFIP policy, and 21.9% of homes in the high-risk flood zone did.

NFIP claims on record250
Total paid$6.0 million
Claims with a payment142
Homes with NFIP policy2.0%
High-risk zone homes insured21.9%
Residential policies in force3,398

Claims by year of loss

1979: 419791980: 41981: 21982: 141983: 119831984: 21985: 31986: 01987: 019871988: 41989: 01990: 01991: 119911992: 61993: 11994: 21995: 119951996: 01997: 11998: 161999: 219992000: 02001: 12002: 02003: 120032004: 322005: 42006: 02007: 420072008: 52009: 12010: 92011: 720112012: 112013: 22014: 22015: 120152016: 02017: 642018: 22019: 220192020: 32021: 12022: 32023: 1920232024: 82025: 02026: 464

NFIP claims by year of loss, Marion County, Florida

1979: $019791980: $4,3301981: $2,1971982: $141,2321983: $019831984: $01985: $2251986: $01987: $019871988: $55,7511989: $01990: $01991: $7219911992: $27,0551993: $2,3031994: $19,3691995: $019951996: $01997: $01998: $70,0601999: $7,14619992000: $02001: $02002: $02003: $020032004: $308,7232005: $39,9212006: $02007: $30,05920072008: $29,8652009: $02010: $96,8452011: $132,92020112012: $145,3232013: $1,2642014: $5752015: $27,04920152016: $02017: $3.3 million2018: $18,9092019: $23,20120192020: $2,0602021: $02022: $12,5152023: $1.5 million20232024: $31,3852025: $02026: $0$3.3 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Marion County, Florida

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Irma58
Hurricane Jeanne17
Hurricane Frances13
Flooding12
Tropical Storm Debby10
Hurricane Debby4
Hurricane Milton3
Tropical Storm Fay3

ZIP codes with the most claims

ZIP code (as reported)Claims
3447151
3447026
3268619
3448218
3213414
3447512
3449111
3443210
344819
321139

124 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $5.2 million, contents $750,192, increased cost of compliance $28,925.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone7,8951,72821.9%
All homes171,4673,3982.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.