Flood Claims Map

Florida

Flood insurance claims in Volusia County, Florida

FEMA records 12,577 National Flood Insurance Program claims in Volusia County, Florida, since 1978, with $582.1 million paid in total. The year with the most claims was 2022, with 4,067. As of 3 August 2026, 11.1% of homes here had an NFIP policy, and 57.4% of homes in the high-risk flood zone did.

NFIP claims on record12,577
Total paid$582.1 million
Claims with a payment9,606
Homes with NFIP policy11.1%
High-risk zone homes insured57.4%
Residential policies in force25,185

Claims by year of loss

1978: 219781979: 451980: 71981: 91982: 5819821983: 121984: 451985: 191986: 919861987: 51988: 101989: 291990: 519901991: 481992: 371993: 91994: 54019941995: 771996: 511997: 121998: 1419981999: 2652000: 342001: 1842002: 1620022003: 392004: 1,2052005: 402006: 520062007: 72008: 2652009: 7232010: 520102011: 262012: 222013: 282014: 10420142015: 52016: 4672017: 9812018: 1920182019: 142020: 332021: 262022: 4,06720222023: 472024: 2,8602025: 392026: 820264,067

NFIP claims by year of loss, Volusia County, Florida

1978: $26319781979: $62,9641980: $3,2311981: $2,9741982: $67,36119821983: $2,9441984: $12,4541985: $26,0121986: $2,11819861987: $5181988: $4921989: $32,3441990: $19,52619901991: $48,8841992: $142,8201993: $35,6961994: $3.6 million19941995: $266,8311996: $21,8171997: $6,8711998: $36,75019981999: $526,4872000: $53,8732001: $1.6 million2002: $62,83520022003: $281,1622004: $19.8 million2005: $695,4122006: $24,07320062007: $29,1982008: $8.8 million2009: $14.1 million2010: $020102011: $42,9132012: $22,0692013: $93,8422014: $1.1 million20142015: $29,6782016: $9.2 million2017: $53.9 million2018: $178,87720182019: $111,9152020: $422,1372021: $222,4362022: $270.5 million20222023: $647,1672024: $194.5 million2025: $913,2112026: $02026$270.5 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Volusia County, Florida

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Ian3,488
Hurricane Milton2,792
Hurricane Irma946
Hurricane Frances895
Low pressure system658
Hurricane Nicole524
Hurricane Matthew448
Tropical Storm Fay252

ZIP codes with the most claims

ZIP code (as reported)Claims
321271,724
321191,702
321141,552
321681,474
32174912
32169838
32129756
32117663
32118606
32176592

7,884 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $496.6 million, contents $84.8 million, increased cost of compliance $721,553.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone19,09110,95857.4%
All homes226,14125,18511.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.