Flood Claims Map

Hawaii

Flood insurance claims in Hawaii County, Hawaii

FEMA records 800 National Flood Insurance Program claims in Hawaii County, Hawaii, since 1978, with $23.4 million paid in total. The year with the most claims was 2011, with 104. As of 3 August 2026, 1.8% of homes here had an NFIP policy.

NFIP claims on record800
Total paid$23.4 million
Claims with a payment556
Homes with NFIP policy1.8%
High-risk zone homes insuredn/a
Residential policies in force1,215

Claims by year of loss

1978: 1119781979: 271980: 791981: 121982: 3519821983: 181984: 01985: 141986: 7019861987: 61988: 101989: 41990: 319901991: 191992: 471993: 31994: 2919941995: 111996: 81997: 01998: 119981999: 12000: 722001: 42002: 1320022003: 232004: 112005: 52006: 120062007: 72008: 212009: 12010: 220102011: 1042012: 02013: 82014: 2520142015: 102016: 52017: 12018: 1720182019: 32020: 32021: 22022: 1620222023: 12024: 92025: 52026: 232026104

NFIP claims by year of loss, Hawaii County, Hawaii

1978: $80,41319781979: $77,0141980: $747,5831981: $28,3691982: $212,76619821983: $121,2771984: $01985: $90,4161986: $1.1 million19861987: $23,1801988: $10,7201989: $5,3431990: $019901991: $49,5321992: $776,7061993: $44,5691994: $352,90619941995: $272,9091996: $27,5711997: $01998: $25,47019981999: $02000: $1.8 million2001: $26,7342002: $366,85720022003: $338,5492004: $113,6462005: $37,1382006: $30,09920062007: $68,8292008: $299,7872009: $02010: $9,62820102011: $10.5 million2012: $02013: $89,1042014: $825,02520142015: $94,7182016: $4,8562017: $02018: $623,03820182019: $101,8252020: $94,1912021: $63,9342022: $1.9 million20222023: $02024: $383,1042025: $348,1582026: $1.3 million2026$10.5 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Hawaii County, Hawaii

Named flood events with the most claims

Event (FEMA name)Claims
Flooding126
Hurricane Iniki44
2026-03-KonaStorm18
Hurricane Lane14
Hurricane Iselle10
2025 July West Coast Tsunami1

ZIP codes with the most claims

ZIP code (as reported)Claims
96740415
96720214
9674364
9677840
9674514
9675012
9674910
967048
967262
967712

571 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $20.8 million, contents $2.5 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone0595n/a
All homes69,4121,2151.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.