Flood Claims Map

Hawaii

Flood insurance claims in Maui County, Hawaii

FEMA records 819 National Flood Insurance Program claims in Maui County, Hawaii, since 1978, with $26.1 million paid in total. The year with the most claims was 2026, with 158. As of 3 August 2026, 4.8% of homes here had an NFIP policy.

NFIP claims on record819
Total paid$26.1 million
Claims with a payment480
Homes with NFIP policy4.8%
High-risk zone homes insuredn/a
Residential policies in force2,033

Claims by year of loss

1978: 419781979: 41980: 221981: 11982: 3319821983: 41984: 21985: 111986: 219861987: 21988: 301989: 101990: 419901991: 01992: 681993: 241994: 019941995: 71996: 171997: 191998: 219981999: 22000: 22001: 62002: 1720022003: 162004: 132005: 32006: 620062007: 652008: 32009: 02010: 2420102011: 752012: 72013: 22014: 120142015: 22016: 162017: 192018: 2420182019: 32020: 22021: 312022: 620222023: 232024: 62025: 212026: 1582026158

NFIP claims by year of loss, Maui County, Hawaii

1978: $1,21719781979: $4,0901980: $30,5471981: $01982: $336,99619821983: $1301984: $01985: $32,3051986: $3,66919861987: $01988: $87,2951989: $26,3561990: $4,10919901991: $01992: $343,1481993: $189,8311994: $019941995: $41,1371996: $29,8601997: $424,7481998: $15,02519981999: $20,1552000: $79,6672001: $120,5942002: $176,66720022003: $370,0182004: $156,9392005: $35,0012006: $129,26020062007: $1.5 million2008: $02009: $02010: $516,19220102011: $1.5 million2012: $33,3952013: $13,5892014: $3,85320142015: $02016: $301,6562017: $435,1322018: $188,76020182019: $02020: $02021: $2.5 million2022: $25,48220222023: $3.8 million2024: $121,0322025: $2.4 million2026: $10.2 million2026$10.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Maui County, Hawaii

Named flood events with the most claims

Event (FEMA name)Claims
2026-03-KonaStorm156
Hurricane Iniki67
Flooding26
Hurricane Lane2
2025 July West Coast Tsunami1

ZIP codes with the most claims

ZIP code (as reported)Claims
96753382
96761201
96793108
9674845
9673219
9677914
9679013
967086
967135
967704

593 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $24.9 million, contents $1.2 million, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone01,096n/a
All homes42,1762,0334.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.