Flood Claims Map

Idaho

Flood insurance claims in Ada County, Idaho

FEMA records 133 National Flood Insurance Program claims in Ada County, Idaho, since 1979, with $498,925 paid in total. The year with the most claims was 2017, with 37. As of 3 August 2026, 0.9% of homes here had an NFIP policy, and 25.2% of homes in the high-risk flood zone did.

NFIP claims on record133
Total paid$498,925
Claims with a payment56
Homes with NFIP policy0.9%
High-risk zone homes insured25.2%
Residential policies in force1,541

Claims by year of loss

1979: 219791980: 21981: 01982: 21983: 119831984: 21985: 01986: 11987: 019871988: 01989: 21990: 01991: 019911992: 81993: 01994: 01995: 019951996: 51997: 111998: 71999: 119992000: 22001: 12002: 02003: 020032004: 42005: 22006: 52007: 220072008: 42009: 32010: 22011: 120112012: 32013: 12014: 22015: 220152016: 32017: 372018: 02019: 220192020: 22021: 22022: 22023: 220232024: 22025: 12026: 237

NFIP claims by year of loss, Ada County, Idaho

1979: $30619791980: $01981: $01982: $8751983: $3,50219831984: $01985: $01986: $01987: $019871988: $01989: $631990: $01991: $019911992: $2,7121993: $01994: $01995: $019951996: $10,1481997: $64,4421998: $26,7791999: $019992000: $02001: $02002: $02003: $020032004: $4,6082005: $10,8572006: $13,6392007: $020072008: $16,8572009: $6,0702010: $02011: $30,42820112012: $02013: $02014: $1,1322015: $020152016: $10,5182017: $267,5092018: $02019: $15,96320192020: $5,1522021: $1,0892022: $02023: $1,32220232024: $4,9582025: $02026: $0$267,509

Paid on claims by year of loss (building, contents and increased cost of compliance), Ada County, Idaho

Named flood events with the most claims

Event (FEMA name)Claims
Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
8370236
8361630
8371421
8370611
837099
837038
837128
836694
836464
837041

52 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $495,666, contents $3,258, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone3,84096825.2%
All homes163,2021,5410.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.