Flood Claims Map

Illinois

Flood insurance claims in Bureau County, Illinois

FEMA records 73 National Flood Insurance Program claims in Bureau County, Illinois, since 1978, with $243,930 paid in total. The year with the most claims was 2013, with 19. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 24.1% of homes in the high-risk flood zone did.

NFIP claims on record73
Total paid$243,930
Claims with a payment53
Homes with NFIP policy0.4%
High-risk zone homes insured24.1%
Residential policies in force49

Claims by year of loss

1978: 219781979: 101980: 01981: 21982: 819821983: 21984: 31985: 31986: 019861987: 11988: 11989: 01990: 119901991: 01992: 01993: 01994: 019941995: 01996: 01997: 11998: 019981999: 02000: 02001: 02002: 020022003: 02004: 02005: 02006: 020062007: 22008: 52009: 22010: 120102011: 52012: 02013: 192014: 020142015: 12016: 02017: 02018: 020182019: 22020: 219

NFIP claims by year of loss, Bureau County, Illinois

1978: $1,71019781979: $17,3721980: $01981: $6351982: $21,50519821983: $2,2841984: $8,0361985: $1,1251986: $019861987: $16,1001988: $1,9231989: $01990: $14,60019901991: $01992: $01993: $01994: $019941995: $01996: $01997: $2,1311998: $019981999: $02000: $02001: $02002: $020022003: $02004: $02005: $02006: $020062007: $1,4152008: $21,4532009: $6,3172010: $3,30520102011: $11,5552012: $02013: $90,9052014: $020142015: $1,0002016: $02017: $02018: $020182019: $14,1992020: $6,360$90,905

Paid on claims by year of loss (building, contents and increased cost of compliance), Bureau County, Illinois

Named flood events with the most claims

Event (FEMA name)Claims
Mid-spring storms19
Flooding7
Hurricane Ike2

ZIP codes with the most claims

ZIP code (as reported)Claims
6132226
6135615
6131710
613627
613765
613304
613442
613122
613291
613611

32 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $195,996, contents $47,934, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1874524.1%
All homes13,101490.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.