Flood Claims Map

Illinois

Flood insurance claims in Calhoun County, Illinois

FEMA records 1,690 National Flood Insurance Program claims in Calhoun County, Illinois, since 1978, with $16.8 million paid in total. The year with the most claims was 1993, with 434. As of 3 August 2026, 3.1% of homes here had an NFIP policy, and 21.4% of homes in the high-risk flood zone did.

NFIP claims on record1,690
Total paid$16.8 million
Claims with a payment1,472
Homes with NFIP policy3.1%
High-risk zone homes insured21.4%
Residential policies in force77

Claims by year of loss

1978: 819781979: 2091980: 21981: 141982: 15819821983: 1331984: 51985: 831986: 13319861987: 01988: 01989: 01990: 3219901991: 21992: 01993: 4341994: 319941995: 611996: 201997: 01998: 819981999: 02000: 12001: 242002: 3020022003: 02004: 12005: 02006: 020062007: 02008: 752009: 82010: 1220102011: 162012: 02013: 762014: 520142015: 352016: 12017: 82018: 220182019: 872020: 02021: 02022: 020222023: 02024: 12025: 3434

NFIP claims by year of loss, Calhoun County, Illinois

1978: $14,40119781979: $702,5321980: $3,6621981: $20,2261982: $472,65519821983: $346,5521984: $3,6101985: $385,7631986: $668,42119861987: $01988: $01989: $01990: $72,03819901991: $2,9571992: $01993: $6.6 million1994: $15,00519941995: $491,9961996: $57,5821997: $01998: $31,80119981999: $02000: $02001: $173,1422002: $218,78720022003: $02004: $4662005: $02006: $020062007: $02008: $1.7 million2009: $40,5142010: $154,02120102011: $33,6272012: $02013: $1.6 million2014: $25,87620142015: $423,6872016: $7672017: $59,5922018: $13,23820182019: $2.4 million2020: $02021: $02022: $020222023: $02024: $02025: $29,226$6.6 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Calhoun County, Illinois

Named flood events with the most claims

Event (FEMA name)Claims
Flooding390
Midwest Flooding299
Mid-spring storms46
Early winter storms14
Hurricane Ike2

ZIP codes with the most claims

ZIP code (as reported)Claims
62013468
62047436
62053287
62045193
6203685
6206553
6207046
6200626
620522
600152

1,204 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $12.9 million, contents $2.8 million, increased cost of compliance $1.1 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2575521.4%
All homes2,507773.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.